Credit Review Associate
1 day ago
About the Role: We are seeking a Credit Review Associate to join our team at CEPAT KREDIT FINANCING INC. as a Loan Verification Specialist.
Key Responsibilities:
- Conduct thorough reviews of loan applications, credit approval memoranda, and loan documents to ensure accuracy and completeness.
- Validate information by conducting interviews with borrowers, co-borrowers/co-makers, and character references, as well as performing trade checks, bank verifications, agency/employment verifications, and credit investigations.
- Prepare and endorse reports for review by the Credit Review Supervisor.
- Verify borrower payment history with previous or existing loans from other financing institutions.
- Communicate account status and required documentation to concerned branches or marketing departments.
- Identify discrepancies between credit approval memoranda and verification data, preparing detailed reports for review.
- Follow up with clients holding accounts pending loan documentation or requirements.
- Perform additional tasks assigned by management as needed.
Requirements:
- Willingness to undergo training in Ortigas Pasig for two weeks.
- Graduate of any four-year business course.
- Preferably six months of experience in loan/credit review.
- Excellent customer service and communication skills.
- Attention to detail and accuracy in checking and reviewing information.
- High sense of responsibility, accountability, and integrity.
- Computer proficiency.
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