Commercial Loan Originator
3 days ago
Job Summary
We are seeking a skilled Relationship Manager to join our team at RCBC. As a key member of our Commercial Banking Group, you will be responsible for originating new commercial loans, developing and maintaining existing loan portfolios, and cross-selling bank products and services.
Your primary goal will be to meet portfolio growth and profitability objectives while preserving asset quality. You will establish and maintain lasting relationships with customers, market and deliver bank products and services within the bounds of Bank policies and governing laws and regulations.
You will conduct credit evaluations of accounts, including client calls and ocular inspections. Your responsibilities will also include recommending the establishment of credit facilities in accordance with the priorities and policies of the Bank by analyzing/evaluating the client's business/industry, financial capacity, management competence, collateral/security, and account profitability.
Key Responsibilities:
- Conduct credit evaluation of accounts
- Recommend credit facility establishment
- Improve loan portfolio quality
- Solicit credit-worthy accounts
- Develop existing portfolio
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