Digital Loan Credit Portfolio Manager

2 weeks ago


Taguig, National Capital Region, Philippines Visage Executive Search Full time

Job Summary:

As a Digital Loan Credit Manager, you will be responsible for managing the bank channeling loan portfolio and maintaining the routine coordination with counterparties. This role involves preparing requests for system change, including documentation of business requirements and high-level flows. You will also review user stories and customer journeys to ensure the final detailed requirements of the features are correctly captured.

Key Responsibilities:

• Prepares requests for system change, including documentation of business requirements and high-level flows
• Manages the bank channeling loan portfolio and maintains the routine coordination with counterparties
• Reviews user stories and customer journeys to ensure the final detailed requirements of the features are correctly captured
• Participates in user research activities to ensure alignment of requirements with customer needs and desires
• Develops policies and procedures;
• Reviews ITG documentation in UAT and production implementation, etc.; coordinates and completes risk assessment of new feature/enhancement with control units, identifies resolutions to mitigate risks;
• Prepares requirements for implementation such as BSP notification or request for approval, system parameter definitions, system access privileges (RSAP), etc.
• Assists Channel Development Lead in coordinating with other business units and external strategic partners to develop new features or major enhancements
• Prepares and reviews User Acceptance Test Plans and Test Scripts, ensuring all possible scenarios are captured
• Conducts and manages testing activities (User Acceptance Testing, regression, including smoke testing after implementation) and related reporting
• Conducts training/roadshows as necessary to various users of the application, to the team, and other stakeholders; finalizes tools/materials as a guide to users for new features to be implemented
• Prepares pilot program, operational readiness plan, implementation/go-live plan for new features/major enhancements
• Assists Channel Development Lead in implementing pilot program
• Monitors transaction and user experience after project implementation Risk Management & Compliance
• Participates in the regular review, monitoring, and assessment of the business unit's process, risk, and controls
• Reports potential and actual risk events effectively and on time
• Resolves findings/observations noted by control units, in coordination with other stakeholders (e.g. ITG, Operations) until closed

Requirements:

• Active involvement in the setting/negotiation of loan channeling strategy and being the master of business flow (credit approval/loan disbursement/repayment, etc.) with active coordination with counterparties and various internal departments
• Ability to operate risk approval and channeling operation console under our in-house developed system
• Good understanding of numbers and ability to coordinate with finance and operations on reconciliation procedures
• Ability to communicate/negotiate, good sense with numbers and business flow, English is mandatory
• Experience in Banking/Lending company loan/risk/channeling department or related experiences is required

Company:

Visage Executive Search



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