Credit Portfolio Manager
1 month ago
Company Overview
Visage Executive Search is a leading executive search firm specializing in placing top talent in the financial services industry.
Job Description
We are seeking an experienced Credit Portfolio Manager to join our team. As a key member of our Channel Development department, you will be responsible for managing our loan portfolio and maintaining routine coordination with counterparties.
Key Responsibilities:
- Preparation of Requests for System Change (RSCs), including documentation of business requirements and high-level flows
- Management of the bank channeling loan portfolio and maintenance of routine coordination with counterparties
- Review of user stories and customer journeys to ensure the final detailed requirements of features are correctly captured
- Participation in user research activities to ensure alignment of requirements with customer needs and desires
- Development of policies and procedures; review of ITG documentation in UAT and production implementation, etc.; coordination and completion of risk assessment of new feature/enhancement with control units, identification of resolutions to mitigate risks
- Preparation of requirements for implementation such as BSP notification or request for approval, system parameter definitions, system access privileges (RSAP), etc.
- Assistance to Channel Development Lead in coordinating with other business units and external strategic partners to develop new features or major enhancements
- Preparation and review of User Acceptance Test Plans and Test Scripts, ensuring all possible scenarios are captured
- Conduct of and management of testing activities (User Acceptance Testing, regression, including smoke testing after implementation) and related reporting
- Conduct of training/roadshows as necessary to various users of the application, to the team, and other stakeholders; finalization of tools/materials as a guide to users for new features to be implemented
- Preparation of pilot program, operational readiness plan, implementation/go-live plan for new features/major enhancements
- Assistance to Channel Development Lead in implementing pilot program
- Monitoring of transaction and user experience after project implementation
Risk Management & Compliance
Participation in regular review, monitoring, and assessment of the business unit's process, risk, and controls; report of potential and actual risk events effectively and on time; resolution of findings/observations noted by control units, in coordination with other stakeholders (e.g. ITG, Operations) until closed
Qualifications:
- Active involvement in setting/negotiation of loan channeling strategy and being master of business flow (credit approval/loan disbursement/repayment etc) with active coordination with counterparties and various internal departments
- Ability to be trained to operate risk approval and channeling operation console under our in-house developed system
- Good with numbers and able to coordinate with finance and operations on reconciliation procedures
- Preparation of planning and projections to report to the management/BSP on a periodic basis
- Ability to communicate/negotiate, good sense with numbers and business flow, English is mandatory
- Experience in Banking/Lending company loan/risk/channeling department or related experiences is required
Benefits:
- Competitive salary range: $120,000 - $180,000 per year
- Bonus structure based on individual and team performance
- Comprehensive benefits package including medical, dental, and vision insurance
- 401(k) retirement savings plan with company match
- Generous paid time off and holidays
- Opportunities for professional growth and development
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