Cards Acquisition Strategy Manager
7 days ago
We encourage you to refer talented candidates to this role.
Position Title: Risk Management Strategist
Job Summary: The key objective is to lead the development and implementation of risk management strategies that balance risk and reward to drive business growth opportunities and transformational initiatives. Create and initiate profit growth related strategies while ensuring that programs are within the risk appetite framework of the business. Set segment-specific guardrails to optimize the portfolio (i.e., proper mix per employment type, age groups, income bands, etc.). Leverage business tools to penetrate new markets effectively.
Key Responsibilities:
- Develops and updates Cards credit risk policies
- Ensures policies are aligned with the bank's risk appetite and regulatory requirements
- Coordinates with cross-functional teams to implement Cards credit risk policies, providing training and support to relevant teams
- Conducts thorough analysis of Cards applications to identify potential risks
- Utilizes statistical models and data analysis tools to assess credit risk
- Monitors and evaluates the effectiveness of credit risk policies and makes adjustments as necessary
- Drives continuous improvement initiatives to enhance the efficiency and effectiveness of credit risk policies
Requirements:
- Bachelor's degree in mathematics, statistics, finance, economics, business administration, or a related field
- At least 4 years of relevant credit risk management experience from the banking or financial industry
- At least 2 years of experience in a managerial or supervisory role
- Proficiency in risk management software, data analysis tools, and financial modeling
- Strong analytical and quantitative skills to assess credit risk and make data-driven decisions
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