Account Officer-Commercial Banking
2 weeks ago
Job Description
- Manages existing loan portfolio and markets for new loan accounts.
- Makes credit evaluations and prepares credit memoranda for approval; presents accounts to approving body.
- Screens loan applicants referred by branches by evaluating and analyzing credit worthiness of these accounts.
- Recommends for approval credit worthy clients.
- Prepares Credit Recommendation and Approval Memorandum (CRAM).
- Conducts financial analysis/credit packaging.
- Conducts plant visits to check on how the business of the client is doing.
- Monitors financial condition/viability of the accounts being handled.
- Performs remedial management on potentially problematic accounts.
- Updates Center/Sector Head on performance of accounts being handled.
- Coordinates with Legal Management Services Sector and Collection, Assets Recovery and Disposal Sector on handling of problematic accounts.
- Answers queries, complaints, or requests from borrowing clients.
- Attends to ExCom and Loan COMM as needed to present recommendations.
Mid-Senior level
Employment TypeFull-time
Job FunctionAnalyst, Accounting/Auditing, and Legal
IndustriesBanking
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