Account Officer

3 weeks ago

Pasig, National Capital Region, Philippines Rykom Finance Corp. Full time
Overview

Graduate at Rizal Technological University

Essential Duties and Responsibilities
  • Market and solicit prospective loan client in an assigned area/s of responsibility.
  • Discuss and explain to prospective loan clients the importance of each loan product, their advantages and benefits to client and their business.
  • Conduct loans sales and marketing, develop and maintain growth of area of assignment in terms of loan portfolio.
  • Conduct market research, trends and competition.
  • Understand, analyze, and propose credit facilities based on client financial capacity that are suitable to client's needs.
  • Ensure that all renewals and new availments comply with the company's existing credit policy (documentary documents) and government regulatory agency requirements.
  • Monitor client loan payments and make timely follow-ups if needed (loan payments and loan documents) or make personal visits to determine reasons for non-payment; prepare necessary reports including recommendations to prevent account deterioration in accordance with the company's policy on remedial accounts.
  • Review loan clients on a regular basis to determine client needs and improve the company's exposure for each loan account in terms of loan quality and business relationship.
  • Ensure timely delivery of budget as committed/provided during the fiscal year; regularly review budget against accomplishment; determine reasons for success or shortfall and address immediately if within accountability parameters.
  • Assist, coordinate and collaborate with other departments in the organization to meet customer needs as necessitated.
  • Monitor, supervise and guide personnel assigned under direct supervision for timely submission of required reports and to ensure compliance with company policy.
  • Conform to internal and external company policies and procedures.
  • Support Management decisions, requirements and expectations.
  • Perform such other duties as may be assigned from time to time.
Seniority level
  • Entry level
Employment type
  • Full-time
Job function
  • Accounting/Auditing and Finance

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