Credit Officer
3 weeks ago
Overview
Based in California
A large global bank
About Our ClientA large global bank
Responsibilities- Analyze financial statements, tax returns with emphasis on cashflow, profitability and liquidity
- Review property appraisals, environmental reports and evaluate suitability as loan collaterals
- Assessment preparations, interpret financial ratios and significance of various financial ratios
- Discuss and meet with front office staff on prospective customers, visit collateral properties
- Prepare department reports, order appraisals, review loan documents, approve GCMS transactions and other responsibilities as required.
- Knowledge of international trade finance functions, documents and procedures
- Working knowledge of accounting principal, property appraisals and environmental reports
- Basic banking practice and bank procedures, UCC and loan agreements
- Proficiency in Excel, Word, Power Point office software
- Business writing, local rent control ordinances, Alice Act desired
- Ability to perform services in person from a Bank office or Branch to, among other things, access the Bank's computer systems and engage in an interactive environment with co-workers
Note: The word "Successful Applicant" is kept for reference; content under this heading has been reorganized below for clarity.
Travel RequirementsSome local travel to meet with customers or visit collateral hence a valid driver's license is required
Education and Experience- Bachelor's degree (B. A. or B. S.) from four-year college or university
- Three to seven years of related experience and/or training
- Equivalent combination of education and experience
Knowledge of real estate industry, title insurance industry a plus
What’s on OfferCompetitive Package
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