Urgent Hiring

3 weeks ago

Metro Manila Philippines Buscojobs Full time

Overview

Urgent hiring for Credit Officer roles in the Philippines. Multiple postings describe responsibilities in credit evaluation, underwriting, portfolio monitoring, and client management across various industries and locations.

Responsibilities
  • Conduct credit investigations and evaluations of loan applicants to assess creditworthiness.
  • Perform collateral appraisal and verification (chattel and real estate).
  • Prepare accurate credit reports, recommendations, and documentation in a timely manner.
  • Monitor client payment performance and assist in implementing collection strategies when necessary.
  • Coordinate with clients, agents, and internal departments to ensure smooth loan processing and approval.
  • Maintain documentation and records of loan applications, investigations, and appraisals.
  • Prepare and deliver reports and presentations using Microsoft Office applications (Word, PowerPoint, Excel).
  • Underwrite loans, make approval decisions within delegated authority, and identify cases needing higher-level review.
  • Conduct client interviews, site inspections, and financial analyses to evaluate risk and repayment capacity.
  • Ensure compliance with internal credit policies and regulatory requirements.
  • Build and maintain strong client relationships to support a smooth credit process.
  • Collaborate with cross-functional teams to support credit decisions.
Qualifications
  • Bachelor's degree in Finance, Accounting, Business Administration, Economics, or related fields.
  • 2–5 years of experience in credit evaluation and financial analysis (corporate or consumer lending).
  • Strong analytical, decision-making, and communication skills.
  • Proficiency in MS Office (Word, Excel, PowerPoint).
  • Detail-oriented with ability to work independently and under pressure.
  • Experience with field inspections, client visits, and understanding of credit policies and lending practices.
  • Some postings prefer industry-specific backgrounds (e.g., auto loans, vehicle or construction financing, or Australian market experience).
Job Types
  • Full-time
  • Permanent
Benefits / Perks
  • On-site or hybrid arrangements as applicable
  • Promotional opportunities and career development
  • Health insurance and other standard benefits (varies by posting)
Locations
  • Locations include Quezon City, Taguig, Davao, Pasig, Cebu City, and other sites in the Philippines; some postings note on-site work and weekends off or specific schedules.
Notes

Several postings mention prior experience in specific sectors (automotive, construction, corporate loans), and some note exposure to Australian or Japanese markets. All postings require completion of credit analyses, proper documentation, and adherence to company policies.

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