Enterprise Risk Specialist/Credit Assistant

2 weeks ago


Bacolod, Philippines Stfrancis Full time

Enterprise Risk Specialist/Credit Assistant (Bacolod) (Rolling Intake) Application open date: Apply by 30 Nov 2025 About the Role As an Enterprise Risk Specialist/Credit Assistant, you are responsible for evaluating the borrowers or potential borrowers of the bank according to the inherent risks and opportunities that the bank may undertake. You will also recommend appropriate facilities with mitigants in place to safeguard the bank's interests. How you will contribute Conduct interviews and ocular inspections with clients to determine their risk profile. Prepare credit proposals with all gathered information and internal tools for presentation to CRECOM and EXCOM. Present credit proposals to CRECOM to support the team in achieving its goals. Conduct financial analyses to assess clients' repayment capacity. Stay updated with the credit policy manual and risk bulletins to ensure compliance with bank policies and regulations. Collaborate with Relationship Managers during loan packaging, identifying credit risks and suitable mitigants for approval. Plan interim extensions, client calls, or information gathering (AFS, bank checks, appraisals) to ensure timely renewals and prevent expired lines. What we’re looking for Bachelor’s Degree in Business Studies/Administration/Management, Banking and Finance, Marketing, Finance, or related fields. Knowledge of banking, financial evaluation/appraisal, accounting, audit, tax services, and investment industries. Effective communication skills with all organizational levels and external parties. Basic accounting and credit policy knowledge, financial analysis skills, and good written communication. Fresh graduates are welcome to apply. #J-18808-Ljbffr



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