Senior Credit Analyst

4 weeks ago

Quezon City, Philippines MicroSourcing Full time

Position: Credit Analyst or Senior Credit Analyst

Work setup & shift: Hybrid / Day Shift

You'll have:

  • Competitive Rewards: Enjoy above-market compensation, healthcare coverage on day one, plus one or more dependents, paid time-off with cash conversion, group life insurance, and performance bonuses
  • A Collaborative Spirit: Contribute to a positive and engaging work environment by participating in company-sponsored events and activities
  • Work-Life Harmony: Enjoy the balance between work and life with flexible work arrangements
  • Career Growth: Take advantage of opportunities for continuous learning and career advancement
  • Inclusive Teamwork: Be part of a team that celebrates diversity and fosters an inclusive culture

Your Role:

As a Credit Analyst or Senior Credit Analyst, you will

  • Critically evaluate business financials (profit & loss and balance sheet) for credit assessment for inventory finance, floorplan finance and distribution finance
  • Use sophisticated credit models accurately to credit score business applicants and clients for credit facilities
  • Comply to decisioning delegated approvals and work within a complex decision tree to ensure appropriate and efficient credit assessment
  • Work closely with Sales and Operations team to assess risk and credit actions
  • Advise on and support ad hoc credit and risk queries from the Risk Committee
  • Support and complete hindsight assessments to company policies and procedures
  • Perform various administrative tasks as requested by team members or manager and work as part of a team
  • Reporting requirements of Head of Credit & Compliance and Risk Committee
  • Use of CRM System to maximise customer experience through credit
  • Assess in-life credit requests including increases (permanent/temporary), security changes, priority negotiations, preparing file for Credit Analyst to underwrite and underwrite own file if within delegation and etc

What You Need:

  • At least 2-3 years of Commercial Credit Analysis experience
About MicroSourcing

With over 9,000 professionals across 13 delivery centers, MicroSourcing is the pioneer and largest offshore provider of managed services in the Philippines.

MicroSourcing firmly believes that our company\'s strength lies in our people\'s diversity and talent. We are proud to foster an inclusive culture that embraces individuals of all races, genders, ethnicities, abilities, and backgrounds. We provide space for everyone, embracing different perspectives, and making room for opportunities for each individual to thrive.

At MicroSourcing, equality is not merely a slogan – it\'s our commitment. Our way of life. Here, we don\'t just accept your unique authentic self - we celebrate it, valuing every individual\'s contribution to our collective success and growth. Join us in celebrating YOU and your 100%

For more information, visit

*Terms & conditions apply

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