Credit Risk Senior Analyst
6 days ago
Overview Credit Risk Management (CRM) is an independent group under the direction of the Chief Credit Officer (CCO), who reports to the Chief Risk Officer (CRO), responsible for the enterprise-wide credit risk oversight at Manulife. CRM has the mandate to promote a culture of risk awareness across all levels of the organization and has the responsibility to establish and maintain Manulife’s credit risk management framework. This position will play a key role in the Credit Risk Management group’s mandate of Portfolio Oversight of the Manulife General Account by way of Portfolio Stress Testing and Independent Credit Review of various Investment desks. Responsibilities Provide oversight of the Manulife Bonds, Commercial Mortgages and Alternative Investments portfolio through stress testing using tools such as Risk Frontier, Portfolio Studio, etc. Perform what-if analysis, multi-factor stress tests and reverse stress tests to identify credit rating migration, credit/expected losses, earnings/reserve impacts and capital requirements under various macroeconomic conditions. Prepare spreadsheets, reports and presentations. Present stress test results and findings to Senior Management, including Credit Committee. Perform detailed credit analysis for selected samples of credits from various industry sectors and opine on: the appropriateness of the assigned credit rating, the adequacy of the risk and credit analysis, and any emerging risks in the credit. Draft Credit Review Summary reports detailing CRM’s findings/issues/observations related to completed Credit Reviews for submission to the Investments Desk and Credit Committee. Prepare independent research reports for Credit Committee and Senior Management on topical issues and trends, assessing their impact on Manulife’s credit portfolio. Lead the CRM (Alternative Long Duration Assets) risk rating tool/framework process to provide granularity on the degree of risk in individual ALDA investment assets. Prepare detailed ALDA performance tracking and monitoring reports for Senior Management. Maintain the ALDA performance tracking model and suggest improvements as necessary. Assist with the credit analysis of reinsurance counterparties as needed and manage the risk of reinsurance exposures. Required Qualifications Minimum 4-5 years of experience in credit risk analysis , underwriting or adjudication of corporate credit/debt products in a large financial institution; solid experience in Corporate Credit Portfolio Management will also be considered Excellent data analysis skills using large spreadsheets; ability to summarize data into concise reports and presentations for senior management Intermediate programming language and coding skills (VBA, Python, R Studio, etc.) Strong communication skills (oral and written) and solid presentation skills Collaborative approach and strong interpersonal skills High proficiency with Microsoft Office (Excel, PowerPoint and Word) Strong prioritization skills and ability to multi-task in a fast-paced environment When you join our team We’ll empower you to learn and grow the career you want. We’ll recognize and support you in a flexible environment where well-being and inclusion are more than just words. As part of our global team, we’ll support you in shaping the future you want to see. #J-18808-Ljbffr
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Credit Risk Senior Analyst
2 weeks ago
Quezon City, Philippines Manulife Insurance Malaysia Full time***Nous utilisons des* *pour fournir des statistiques qui nous aident à vous offrir la meilleure expérience sur note site. Vous y trouverez des renseignements sur les témoins, ou vous pouvez les désactiver si vous préférez. Toutefois, en continuant d’utiliser le site sans modifier les paramètres, vous consentez à notre utilisation de***Credit Risk...
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Credit Risk Senior Analyst
2 weeks ago
Quezon City, Philippines Manulife Full timeOverview Manulife Quezon City, National Capital Region, Philippines Credit Risk Management (CRM) is an independent group under the direction of the Chief Credit Officer (CCO), who reports to the Chief Risk Officer (CRO), responsible for the enterprise-wide credit risk oversight at Manulife. CRM has the mandate to promote a culture of risk awareness across...
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Senior Credit Analyst
4 weeks ago
Quezon City, Philippines MicroSourcing Full timePosition: Credit Analyst or Senior Credit Analyst Work setup & shift: Hybrid / Day Shift You'll have: Competitive Rewards: Enjoy above-market compensation, healthcare coverage on day one, plus one or more dependents, paid time-off with cash conversion, group life insurance, and performance bonuses A Collaborative Spirit: Contribute to a positive and...
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Credit Risk Senior Analyst
2 weeks ago
Quezon City, Philippines Manulife Financial Full timeOverview Credit Risk Management (CRM) is an independent group under the direction of the Chief Credit Officer (CCO), who reports to the Chief Risk Officer (CRO), responsible for the enterprise-wide credit risk oversight at Manulife. CRM has the mandate to promote a culture of risk awareness across all levels of the organization and has the responsibility to...
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Credit Risk Senior Analyst
2 weeks ago
Cebu City, Philippines Manulife Full timeOverview Credit Risk Management (CRM) is an independent group under the direction of the Chief Credit Officer (CCO), who reports to the Chief Risk Officer (CRO), responsible for the enterprise-wide credit risk oversight at Manulife. CRM has the mandate to promote a culture of risk awareness across all levels of the organization and has the responsibility to...
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Credit Risk Analyst
3 days ago
Makati City, National Capital Region, Philippines OneLot Financing Corporation Full time ₱1,200,000 - ₱2,400,000 per yearCompany: OneLot Financing CorporationLocation: Makati, PhilippinesAbout OneLot:OneLot is reimagining the used car financing industry in the Philippines. As a fast-growing startup, we empower used car dealers with accessible financial solutions and an easy-to-use digital platform that helps them succeed. Our mission is simple: to make buying and selling cars...
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Credit Risk Analyst
1 day ago
Makati City, National Capital Region, Philippines Founders Launchpad Full time ₱1,200,000 - ₱2,400,000 per yearThis role is for Founders Launchpad's portfolio company, OneLot.About UsOneLot specializes in offering working capital financing exclusively to used car dealers. The company's innovative approach allows dealers to access funding based on a pre-approved credit line, determined by a data-driven and AI-enabled assessment of their business. This financial...
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Credit Risk Analyst
3 days ago
Makati City, National Capital Region, Philippines Onelot Financing Corporation Full time ₱300,000 - ₱360,000 per yearCompany: OneLot Financing CorporationLocation: Makati, PhilippinesAbout OneLot:OneLot is reimagining the used car financing industry in the Philippines. As a fast-growing startup, we empower used car dealers with accessible financial solutions and an easy-to-use digital platform that helps them succeed. Our mission is simple: to make buying and selling cars...
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Junior Credit Analyst
1 week ago
Makati City, National Capital Region, Philippines ProCredit Financing Corp Full time ₱600,000 - ₱1,200,000 per yearAbout UsProCredit is a tech-enabled SME lender led by a very seasoned team with over 50 years of combined experience at Citigroup, Standard Chartered, ANZ, and ADB—deeply rooted in emerging markets and SME lending. We're on a mission to become the leading SME lender in the Philippines, using credit-first engagement, data-driven underwriting, and flexible,...
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Credit Review
3 days ago
Quezon City, National Capital Region, Philippines Global Payments Inc. Full time ₱80,000 - ₱120,000 per yearSummaryDescriptionSummary of This RoleRoutinely monitors existing merchant accounts and relationships for potential risk exposure to the company and assists management in mitigating losses. Effectively interacts with merchants, sales representatives, Senior Credit Review Analysts and Management to achieve timely review of accounts, in mitigating loss and in...
