Business Lending Manager

2 weeks ago


Mandaluyong City, National Capital Region, Philippines Maya Full time
Lead Recruiter - Specialized Technologies at Maya

Maya Bank is looking for a highly experienced Credit and Portfolio Manager with deep working knowledge and background in Business and Corporate Lending. This professional will play a critical role in maintaining and continuously improving upon Maya Bank's business lending product portfolio.

Responsibilities:

  • Develop and maintain credit risk policies and procedures in accordance with regulatory guidelines
  • Establish credit evaluation criteria and underwriting standards for business lending products, including invoice financing, supply chain financing, and MSME financing
  • Manage and monitor the business lending portfolio, ensuring adherence to risk policies and procedures
  • Monitor and analyze the performance of the existing loan portfolio, identifying potential risks and opportunities
  • Implement strategies to mitigate risk and maximize profitability, particularly in the context of invoice financing, supply chain financing, and MSME financing
  • Collaborate with the product development team to design and launch new business lending products, tailored to the needs of MSMEs and incorporating invoice
  • Prepare and present regular reports on the performance of the business lending portfolio, with a specific focus on invoice financing, supply chain financing, and MSME financing

Qualifications:

  • Bachelor's degree in finance, Business Administration, or related field. Master's degree is a plus.
  • Minimum of 12 years of experience in business lending, credit policy formulation, or a related field, with a strong focus on invoice financing, supply chain financing, and MSME financing.
  • Strong understanding of lending products, including invoice financing, supply chain financing, MSME financing, and other related financial instruments.
  • Proven track record in credit policy formulation, underwriting, and portfolio management, particularly in the context of invoice financing, supply chain financing, and MSME financing.
  • Strong understanding of financial statements, cash flow analysis, and risk assessment techniques.
Seniority level
  • Seniority level Mid-Senior level
Employment type
  • Employment type Full-time
Job functionBusiness Manager, Philippines & PakistanBranch Business Manager (San Pedro, Laguna)
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