
Lending Products Officer
7 days ago
Product Management
- Ensuring that the product supports the company's overall strategy and goals
- Responsible for executing product goals for GCredit, Revi Credit and Personal Loans, SpayLater and other upcoming lending products
- Delivering a differentiated product to market that addresses a market need and represents a viable business opportunity
- Works closely with technology, marketing, finance, operations and customer support to ensure business case and customer satisfaction goals are met
- Is a market expert. Market expertise includes understanding the reasons customers sign up for loan products. This includes a deep understanding of the competition, and how customers think
- Recommends or contributes information in setting product pricing
Risk Management
- Responsible for identifying, assessing, monitoring, controlling and mitigating product risks to the Head of Lending Products of the Bank as well as managing them
Governance
- Awareness and Understanding of the regulatory framework in which the Bank operates, and the regulatory requirements and expectations relevant to the role.
- Collaboratively work with internal stakeholders and local regulators to address governance issues
Qualifications
- Bachelor's Degree or Professional Qualification in the relevant discipline (Accounting/Finance/Business/Economics/Financial Engineering/Applied Mathematics/Actuarial Science)
- 3 years of experience in the banking or financial services industry, with relevant experience in technical positions such as Finance, Risk, Analytics or product management
- Consumer banking experience is a plus
- Strong numeracy and good problem-solving ability
- Able to understand and disseminate financial performance information in a business context
- Proficient in MS Excel and Powerpoint
- Proactive
- Strong interpersonal skills which allows the candidate to effectively engage with both senior stakeholders and peers across different teams o Strong presentation and influencing skills
WORK SETUP: Hybrid, 3x a week onsite in BGC, Taguig City
Job Type: Full-time
Work Location: In person
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