Mortgage Loan Processor

Accelerate Loan Approvals with Accuracy and Care

In mortgage lending, every application is a blueprint and every approval a milestone. You'll decode complex files, balance numbers with compliance, and orchestrate smooth closings. Collaborate with global teams, elevate your financial expertise, and take your career to new heights-all while turning borrower dreams into reality.

Be Part of the Action

Be part of our client's team as a Mortgage Loan Processor, reviewing loan applications for completeness and compliance. You'll coordinate with borrowers, loan officers, and global teams, manage documentation, and ensure each file moves efficiently through underwriting to closing, delivering accurate and timely mortgage approvals.

Role Snapshot

Employment Type: Full-time

Shift: Night Shift, Weekends Off

Work Setup: Permanent WFH

Why You'll Love This Role

• Day 1 HMO coverage with free dependent
• Competitive Salary Package
• Night differential pay to maximize your earnings
• Permanent WFH arrangement
• Prime office location in Makati (Easy access to MRT stations, restaurants, and banks)
• Fixed weekends off
• Salary Advance Program through our banking partner (Eligibility and approval subject to bank assessment. Available to account holders with minimum of 6 months company tenure.)
• Unlimited upskilling through Emapta Academy courses (Want to know more? Visit )
• Free 24/7 access to our office gyms (Ortigas and Makati) with a free physical fitness trainer
• Exclusive Emapta Lifestyle perks (hotel and restaurant discounts, and more)
• Unlimited opportunities for employee referral incentives across the organization
• Standard government and Emapta benefits
• Total of 20 annual leaves to be used on your own discretion (including 5 credits convertible to cash)
• Fun engagement activities for employees
• Mentorship and exposure to global leaders and teams
• Career growth opportunities
• Diverse and supportive work environment

What You Bring to the Table

• High school diploma or equivalent required; associate's or bachelor's degree in business, finance, or related field preferred
• Minimum 2 years of mortgage loan processing experience in a broker environment preferred

Knowledge:

• Familiarity with wholesale mortgage lending processes and lender submission portals
• Understanding of conventional, FHA, VA, and non-QM loan programs
• Strong knowledge of compliance and disclosure requirements (TRID, RESPA, etc.)

Skills:

• Excellent communication and customer service abilities
• Strong attention to detail and organizational skills
• Ability to manage multiple files simultaneously in a fast-paced environment
• Proficiency in loan origination systems and document management software
• Strong problem-solving and time management abilities

Your Key Contributions

• Review mortgage loan applications for completeness, accuracy, and compliance
• Collect, verify, and organize borrower documentation, including income, employment, credit, assets, and property details
• Prepare loan files for submission to multiple lenders and investors according to program guidelines
• Maintain communication with borrowers, loan officers, and third parties (title companies, appraisers, insurance agents) to obtain documentation or resolve issues
• Monitor loan progress and update all parties on key milestones through closing
• Ensure adherence to lender documentation standards and compliance with federal and state mortgage regulations (RESPA, TRID, HMDA, etc.)
• Identify and correct discrepancies or missing information prior to underwriting submission
• Coordinate closing details, confirm final conditions are satisfied, and deliver clear-to-close packages on time
• Maintain a pipeline of active files and prioritize tasks to meet deadlines and closing dates
• Provide exceptional service to clients to enhance the borrower experience

About Our Client

Our client has over 30 years of expertise in delivering tailored mortgage solutions. They offer a wide range of programs, including short-term bridge, rental, rehab, construction, CRE bridge, transactional financing, and SBA loans. Known for fast, flexible funding and efficient closings, they combine deep industry knowledge with personalized service. Their team relentlessly matches clients with the right financing, helping borrowers, builders, and investors achieve their goals while maintaining excellence and compliance in every transaction.

Welcome to Emapta Philippines

Join a team that values camaraderie, excellence, and growth. Recognized as one of the Top 20 Dream Companies of Filipinos in 2024, Emapta stands proudly alongside industry giants, offering stability and exciting career opportunities. Your career flourishes here with competitive compensation, international clients, and a work culture focused on collaboration and innovation. Work with global clients across industries, supported by a stable foundation and like-minded professionals passionate about making an impact. We empower your success with opportunities for personal and professional development in an inclusive environment. Apply now and be part of the #EmaptaEra