Credit Portfolio Analyst
3 days ago
Job Description
- Delivering credit verification requirements of credit card or personal loan applications through voice and non-voice actions
- Conducting tele-verification as per the guidelines provided and submit report -Review card/loan KYC and document requirements
- Disambiguate file checking results across all databases
- Responsible to arrive at a decision based on the current policies and guidelines, and acquire mastery of the pre screening, verification, file checking guidelines
- Inspect/validate/assess the result of the previous credit processes such as prescreening, encoding and file-matching
- Evaluate creditworthiness and risks
- Analyze risks and proceed or reject credit card / loan requests
- Actively participate as a member of a team to move the team towards meeting it's goals; helping other team members as required
- Supports and adheres to compliance policies, requirements, and expectations
- Taking responsibility for managing own performance by actively seeking development and feedback, and providing constructive feedback to others
Qualifications
- Strong communication skills, both written and verbal
- Strong analytical skills and good with data management
- Ability to make judgmental decisions based on given data.
- Effective time management skills
- Self-motivated and can work with minimal supervision
- Computer literate
- Productivity. Score card performance
- Processing errors
- Adherence to Standard process time
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