Credit & Portfolio Manager

5 days ago

Mandaluyong City, National Capital Region, Philippines Maya Full time ₱1,200,000 - ₱2,400,000 per year

Our Mission

Our goal is for everyone to make bolder choices with their finances.

To get there, we're creating an all-in-one ecosystem of financial services for today's generation of goal-getters. That feat takes extraordinary people-those with the guts to challenge the way things are and transform them into something better.

To be part of Team Maya is to be
Bolder for Better.
Description
We're looking for a visionary Credit & Portfolio Strategy Leader to architect and scale the credit risk infrastructure for our Digital Bank. This role is ideal for a data-driven strategist who thrives in ambiguity, builds from zero, and is passionate about shaping the future of consumer and SME lending.

As a key member of our leadership team, you'll define and execute the credit and portfolio management strategy across Consumer, Merchant, and SME lending products. You'll partner cross-functionally to establish risk appetite, build robust monitoring systems, and drive portfolio optimization through data and experimentation. You'll also lead real-time industry research and policy development to ensure our credit practices are resilient, compliant, and future-ready.

What You Will Do

  • Work with internal partners to develop a robust portfolio management framework and a comprehensive credit & fraud risk management infrastructure for the Digital Bank.
  • Define the credit & portfolio management strategy, focusing primarily on Consumer products, Merchant lending, and SME lending portfolios.
  • Establish credit risk appetite and thresholds for the product portfolios.
  • Develop a comprehensive process and build credit portfolio monitoring and control systems to assess, identify, and reduce credit risk while optimizing portfolio returns.
  • Conduct real-time industry research with team reports to identify and analyze emerging trends. Review and approve relevant policies related to various regulations and emerging trends.

What You Need To Succeed

  • Bachelor's degree in Computer Science/Statistics/Data Science or related programs; MBA or Post graduate in a similar field is a plus
  • At least 8+ years experience in credit, exposure to merchant lending is a plus
  • Excellent quantitative skills with background in credit scoring, credit strategy and overall credit cycle
  • Strong background in Credit Loss Forecasting
  • Conversant with scoring & impairment forecasting models.
  • Proficient in using statistical programming languages such as SQL and Python
  • Experience in using traditional and alternate data to drive credit strategies

About Us
Maya is the all-in-one money platform that is bringing Filipinos bolder ways to master their money. It is powered by a unique integrated financial services ecosystem that addresses the ever-evolving needs of today's generation of money makers through cutting edge technology.

We lead millions of Filipinos — consumers, businesses, communities, and government agencies alike — into a version of the current digital economy that's more inclusive, transparent, and empowering than ever.

We are powered by the country's only end-to-end digital payments company Maya Philippines, Inc. and Maya Bank, Inc. for digital banking services.

Maya Bank, Inc. and Maya Philippines, Inc. are regulated by the Bangko Sentral ng Pilipinas.

  • Portfolio Data Analyst

    4 weeks ago

    Mandaluyong City, National Capital Region, Philippines Maya Full time

    About the jobWhat you will do:Lead the development and enhancement of a comprehensive risk management framework specifically tailored for credit card portfolios.Conduct in-depth analysis of credit card portfolio performance metrics, identifying trends, risk factors, and opportunities for optimization.Utilize advanced statistical techniques to understand...

  • Portfolio Data Analyst

    3 days ago

    Mandaluyong City, National Capital Region, Philippines Maya Full time $104,000 - $130,878 per year

    About the jobWhat you will do:Lead the development and enhancement of a comprehensive risk management framework specifically tailored for credit card portfolios.Conduct in-depth analysis of credit card portfolio performance metrics, identifying trends, risk factors, and opportunities for optimization.Utilize advanced statistical techniques to understand...

  • Portfolio Manager

    3 days ago

    Makati City, National Capital Region, Philippines Metrobank Full time ₱500,000 - ₱1,000,000 per year

    Be #InGoodHands with MetrobankHere at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future...

  • Portfolio Manager

    4 weeks ago

    Makati City, National Capital Region, Philippines Metrobank Full time

    Job SummaryStudy and development of early engagement framework to ensure active engagement of newly acquired cardholders.Development and implementation of early engagement programs.Proactive monitoring of business KPIs such as activation rate, first usage rate and billings of new to bank cardholders.Development of customer education content to guide newly...

  • Credit & Collection Supervisor

    3 days ago

    Mandaluyong City, National Capital Region, Philippines Focus Global Inc Full time ₱1,200,000 - ₱2,400,000 per year

    The Credit & Collection Supervisor is responsible for managing the collections team to secure timely payments from customers and overseeing the credit granting process, ensuring the company's credit policy is followed. The role involves evaluating credit risk, approving credit limits, optimizing cash flow, and maintaining strong customer relationships while...

  • Credit & Collection Supervisor

    4 weeks ago

    Mandaluyong City, National Capital Region, Philippines Focus Global Inc Full time

    OverviewThe Credit & Collection Supervisor is responsible for managing the collections team to secure timely payments from customers and overseeing the credit granting process, ensuring the company's credit policy is followed. The role involves evaluating credit risk, approving credit limits, optimizing cash flow, and maintaining strong customer...

  • Credit Risk Management Head

    3 days ago

    Makati City, National Capital Region, Philippines HRTX consulting Full time ₱1,200,000 - ₱1,440,000 per year

    Credit Risk Department HeadLocation: MakatiEmployment Type: Full-time (Monday – Friday, Morning Shift)Compensation: Up to PHP 70, ,000 (Basic) + Competitive BenefitsPerks & BenefitsFixed allowances & leave creditsAnnual guaranteed bonus (released quarterly)De Minimis and other allowancesPerformance incentivesComprehensive insurance coverageRetirement...

  • Credit and Collection Coordinator II

    4 weeks ago

    Mandaluyong City, National Capital Region, Philippines Vertiv Co Full time

    OverviewGeneric Job Summary: A brief synopsis of the role; this summary is intended to describe all employees at Vertiv who perform this work. Support the Credit Risk Analyst and Manager of the AR team in processing requests for credit review of new and existing customers, working alongside the Credit Risk Analyst to maintain an end-to-end process from...

  • Credit and Collection Coordinator II

    4 weeks ago

    Mandaluyong City, National Capital Region, Philippines Vertiv Full time

    OverviewA brief synopsis of the role; this summary is intended to describe all employees at Vertiv who perform this work. Support the Credit Risk Analyst and Manager of the AR team in processing requests for credit review of new and existing customers, working alongside the Credit Risk Analyst to maintain an end-to-end process from receipt of request to...

  • Credit and Collection Coordinator II

    3 days ago

    Mandaluyong City, National Capital Region, Philippines Vertiv Full time ₱900,000 - ₱1,200,000 per year

    Generic Job Summary: A brief synopsis of the role; this summary is intended to describe all employees at Vertiv who perform this work. Support the Credit Risk Analyst and Manager of the AR team in processing requests for credit review of new and existing customers, working alongside the Credit Risk Analyst to maintain an end-to-end process from receipt of...