Credit Analyzer

15 hours ago

Manila, National Capital Region, Philippines Lalco Holdings Full time ₱1,200,000 - ₱2,400,000 per year

Lao Asean Leasing Company was established in 2015 with primarily activity in car leasing business. We were listed in 2019 and became biggest listed Company in Laos now with 500 employees and branches in all provinces in Laos. We are currently expand our business to SME leasing and looking for Credit Analyzer who can facilitate to new lending transaction.

Job Description:

  • Conduct comprehensive credit assessments and risk analysis for loan applicants.
  • Review financial statements, cash flow projections, business plans, and collateral.
  • Perform credit scoring, rating, and due diligence for SME and corporate clients.
  • Prepare and present credit reports and recommendations to the credit committee.
  • Monitor existing loan portfolios to ensure credit quality and identify warning signs.
  • Coordinate with internal departments to ensure loan policies and procedures are followed.
  • Provide recommendations to improve credit approval workflow and risk management practices.
  • Stay updated on industry trends, regulatory changes, and market conditions.

Desired Experience and Skills includes:

  • Previous experience working in a bank or audit firm (minimum 2 years).
  • Strong knowledge of credit underwriting principles and lending practices.
  • Familiar with loan documentation, financial statement analysis, and credit scoring models.
  • Proficiency in Lao and English language (reading, writing, speaking) is required.
  • Strong analytical and problem-solving abilities.
  • High attention to detail and accuracy.
  • Excellent communication and reporting skills.

Qualification: Finance, Accounting, Economics, Business Administration, Banking or related fields.

Work location: Vientiane Capital, Lao PDR (with domestic and international travel).

Work time: from Monday to Saturday morning, from 8am to 5pm.

Salary: up to 2,500$

Report to owner.

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