Loans and Credit Processing Unit Senior Associate

3 days ago


Manila, National Capital Region, Philippines UTrade by Unicapital Securities, Inc. Full time ₱900,000 - ₱1,200,000 per year

Main Responsibility:
Evaluate and review business loan applications. The LCPU Senior Associate will assist in assessing the creditworthiness of applicants to ensure timely loan approvals and efficient processing.

Duties And Responsibilities

  • Loan Application Review and Documentation:

  • Review and validate documentary requirements for loan applications endorsed by Team 1 (UI) and Team 3 (UFII), ensuring completeness and compliance with internal standards.

  • Financial and Credit Analysis:

  • Prepare financial spreadsheets and evaluate the applicant's financial performance based on submitted documents.

  • Assess creditworthiness by analyzing financial health, cash flow capacity, business viability, and related party risks.

  • Credit Evaluation and Recommendation:

  • Process credit evaluation requests and prepare well-supported recommendations on loan structure, credit terms, and limits.

  • Develop comprehensive credit analysis reports, including financial projections (if necessary), and borrower's risk rating using standard internal template.

  • Portfolio Management and Monitoring:

  • Monitor approved credit lines, track expiry and utilization, and recommend adjustments to credit limits based on updated analysis.

  • Coordination and Collaboration:

  • Work closely with the Credit and Collection Unit to facilitate appraisals and credit investigations.

  • Participate in client calls and meetings with Account Officers to gather insights for business and credit evaluation.

  • Other Duties:

  • Perform other tasks and special assignments as may be required to support the department's objectives and the organization's strategic goals.

Minimum Qualifications
Educational Background:

  • Bachelor's degree in Finance, Accounting, Economics, Business or a related field.

Experience

  • Proven experience (1-3 years) as a Credit Analyst, Financial Analyst, or in a related role.
  • Experience with financial modeling, forecasting, and credit analysis is highly desired.

Technical Skills

  • Proficiency in Microsoft Excel, Microsoft Powerpoint, Microsoft Word
  • Strong understanding of financial statements and accounting principles.

Analytical Skills

  • Ability to analyze financial data and draw meaningful conclusions
  • Exceptional attention to detail and the ability to spot trends and anomalies in financial statements.
  • Ability to assess risk and make sound recommendations based on financial data.

Communication Skills

  • Excellent written and verbal communication skills to prepare reports and present findings to senior management.

Problem-Solving

  • Strong problem-solving skills to identify credit risks and propose solutions to mitigate them.

Time Management

  • Ability to prioritize tasks effectively and manage multiple deadlines in a fast-paced environment.
  • Strong organizational skills.


  • Manila, National Capital Region, Philippines Rapid Screening Pty Ltd Full time ₱900,000 - ₱1,200,000 per year

    Are you passionate about helping clients achieve their homeownership dreams?Do you have solid servicing or para broking experience and thrive in a detail-driven, client-focused environment?We're on the lookout for a Mortgage and Credit Process Officer — someone who's ready to take their Australian mortgage servicing career to the next levelAbout the RoleAs...


  • Manila, National Capital Region, Philippines InvestEd Full time ₱400,000 - ₱600,000 per year

    The Credit Admin Associate (Collections) provides administrative and clerical support to the collections team by maintaining accurate records, preparing reports, and ensuring all collection-related documentation is properly processed. This role focuses on back-office tasks, ensuring smooth and efficient loan collection operations without direct interaction...


  • Manila, National Capital Region, Philippines Capgemini Full time ₱900,000 - ₱1,200,000 per year

    AR Credit Reconciliation Senior Associate Role based in BSv organisation. Leveraging deepening knowledge of Credit Management, The Credit Management Process Experts participate of in or lead the achievement of service levels, key measurement targets of the team and delivers a high quality and cost-effective service that drive compelling business outcomes....


  • Manila, National Capital Region, Philippines Capgemini Full time ₱900,000 - ₱1,200,000 per year

    AR Credit Reconciliation Senior AssociateRole based in BSv organisation. Leveraging deepening knowledge of Credit Management, The Credit Management Process Experts participate of in or lead the achievement of service levels, key measurement targets of the team and delivers a high quality and cost-effective service that drive compelling business outcomes....


  • Manila, National Capital Region, Philippines Onity Group Inc. Full time ₱1,200,000 - ₱2,400,000 per year

    POSITION SUMMARY:Reporting to the Manager, Processing, and the Loan Processor will ensure the timely and accurate packaging of all loans originated by our loan officers and lender clients. Responsibilities also include assisting Credit Analysts with the credit approval and monitoring process by gathering financial and credit information with a focus on...


  • Manila, National Capital Region, Philippines Onity External Career Site Full time ₱1,200,000 - ₱3,600,000 per year

    POSITION SUMMARY:Reporting to the Manager, Processing, and the Loan Processor will ensure the timely and accurate packaging of all loans

  • Loan Processor

    1 week ago


    Manila, National Capital Region, Philippines D2B Full time A$90,000 - A$120,000 per year

    We're Hiring: Mortgage Broker Assistant (Loan Processing + Credit Analyst) Remote | Full-Time | Australian ClientAn established Australian mortgage brokerage is looking for a highly capable Mortgage Broker Assistant who can support both loan processing and credit assessment functions. If you're proactive, detail-oriented, and experienced in the Australian...

  • Loan Processor

    1 week ago


    Manila, National Capital Region, Philippines Offshore 247 Outsourcing OPC Full time ₱60,000 - ₱80,000 per year

    Title: AU Loan Processor / Credit Analyst – Work From Home (Philippines)Are you an experienced Loan Processor / Credit Analyst with a background supporting Australian mortgage brokers? We're looking for a detail-oriented professional to join our team and help drive smooth, accurate loan processing from the Philippines.Role OverviewAs our AU Loan Processor...

  • Credit Review Officer

    2 weeks ago


    Manila, National Capital Region, Philippines Metrobank Full time ₱900,000 - ₱1,200,000 per year

    Be #InGoodHands with MetrobankHere at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future...

  • Credit Analyst

    1 day ago


    Manila, National Capital Region, Philippines Evoke Capital Full time ₱900,000 - ₱1,200,000 per year

    Evoke Capital - Finance and Mortgage BrokerageEvoke Capital is an award-winning Finance and Mortgage Brokerage based in Sydney specialising in both commercial and residential property lending.We are currently experiencing an exciting period of growth and so we are seeking a highly motivated and energetic Credit Analyst to join our team.This role will be...