Credit Support Specialist III
20 hours ago
Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area?
As a Credit Support Specialist III within our Financial Analysis team, you will be responsible for performing analysis of Financial Statements, processing various financial and legal documents, and making informed decisions regarding the documentation handled. This role provides an opportunity to enhance your skills in banking, mortgage, and financial analysis, and to work effectively in a team environment.
Job responsibilities:
- Perform analysis of Financial Statements and complete spreading as per the guidelines
- Process Financial Statements, Appraisal reports, Borrowing Base Certificate, Compliance Certificate, Mortgage documents, Credit Agreement and abstract critical data
- Review Loan documents and process transactions as per Service Level Agreement
- Interpret and understand legal documents pertaining to underwriting and perform due diligence to comply with the lending requirements
- Performs required research on the received request within stipulated timelines
- Interpret data, analyze results using bank's operating systems
- Follows up on deficient documentation with relevant stake-holders
- Makes informed decisions regarding the documentation handled
Required qualifications, skills and capabilities: - Bachelor's degree in Commerce/Accounting
- At least 2 years of work experience in Banking/Mortgage/Financial Analysis and Loan Operations
- Candidate should be open to work in shifts
- Strong verbal & written communication to effectively communicate with various stake-holders and across levels
- Manage the complex requests with minimum supervision and independently make the decisions related to the process
- Good understanding of Financial Statements, Lease Agreement, Mortgage documents, Accounts Receivable reporting, Accounts Payable reporting, Rent Rolls Credit Agreement and other loan documents
- Advanced Excel & MS Access
- Demonstrate the attributes of flexibility and accountability
- Excellent interpersonal skills to work effectively in team environment
- Attention to detail, problem solving skills, High level of proficiency in organizing, priority setting, and issues management
- Client relationship and time management
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