Credit and Collection Manager

5 hours ago


PhilAm P, Philippines JULIAN MOTORS Full time ₱420,000 - ₱540,000 per year

CREDIT AND COLLECTION MANAGERJob Summary:

The Credit and Collection Manager is responsible for leading and overseeing the company's credit evaluation, accounts receivable monitoring, and collection activities. This role ensures that customers are properly screened for credit risk, payments are collected on time, and receivables remain within acceptable aging levels. The position works closely with Sales, Accounting, and Management to implement effective credit policies and maintain strong financial controls.

Key Responsibilities:

  • Oversee the entire credit and collection operations, ensuring efficient credit evaluation, approval, and monitoring processes.
  • Develop, implement, and update credit policies, collection strategies, and risk management guidelines.
  • Review and assess credit applications, supporting documents, financial statements, and client backgrounds.
  • Approve credit limits and payment terms based on established guidelines.
  • Monitor receivables and ensure timely collection of outstanding accounts.
  • Supervise the daily work of Credit Investigators, Collection Officers, and Field Collectors.
  • Coordinate with Sales Team regarding customer accounts, collection issues, and account reconciliations.
  • Handle complex or escalated collection cases, disputes, and delinquent accounts.
  • Maintain updated aging reports, customer ledgers, and credit records.
  • Lead negotiations with clients on payment arrangements and settlements when needed.
  • Prepare and submit weekly and monthly AR and collection performance reports.
  • Recommend legal actions for highly delinquent accounts in coordination with legal counsel.
  • Ensure compliance with company policies, internal controls, and regulatory requirements.
  • Conduct regular training and development for the Credit & Collection team.
  • Strengthen customer relations while upholding company financial discipline.
  • Perform other credit and collection–related tasks as may be assigned.

Qualifications:

  • Bachelor's degree in Accounting, Finance, Business Administration, or related field.
  • At least 5 years of solid experience in credit and collection, with 2–3 years in a supervisory or managerial role.
  • Strong knowledge of credit assessment, accounts receivable processes, and collection strategies.
  • Experience in the automotive, trucking, heavy equipment, or dealership industry is an advantage.
  • Excellent leadership, communication, and decision-making skills.
  • Proficient in MS Office and accounting/ERP systems.
  • High level of integrity, professionalism, and customer service orientation.
  • Strong analytical skills and ability to handle high-volume accounts.

Job Types: Full-time, Permanent

Pay: Php35, Php45,000.00 per month

Benefits:

  • Opportunities for promotion
  • Paid training
  • Pay raise
  • Promotion to permanent employee

Work Location: In person



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