Field Credit Investigator Officer

5 days ago

Angeles City, Central Luzon, Philippines Salmon Group Ltd. Full time ₱30,000 - ₱60,000 per year
Position Summary:

A Field Credit Investigation Officer is responsible for conducting in-person investigations and assessments to verify the creditworthiness of loan applicants. This includes validating personal and business information, evaluating the borrower's capacity and character, and providing risk-based recommendations for credit approval.

Key Responsibilities:
  • Conduct field visits to applicants' residences, businesses, and references
  • Interview applicants and third parties to verify employment, business operations, financial status, and personal character
  • Assess the five Cs of credit: Character, Capacity, Capital, Conditions, and Collateral
  • Perform ocular inspections of pledged collaterals and validate ownership and marketability
  • Gather photos, GPS coordinates, and documentation during field investigations
  • Prepare detailed credit investigation reports with findings and recommendations
  • Coordinate with the credit underwriting or loan approval team to provide updates and clarifications
  • Monitor the authenticity of submitted documents and detect signs of fraud
  • Ensure compliance with data privacy, ethical investigation standards, and institutional policies
Qualifications:
  • Bachelor's degree in Business Administration, Finance, Economics, Criminology, or related field
  • At least 1–2 years of experience in credit investigation, field verification, or loan processing
  • Strong analytical and investigative skills
  • Excellent interpersonal and communication skills
  • Must have a valid driver's license and willingness to travel extensively
  • High sense of integrity, discretion, and attention to detail
  • Ability to work independently and meet deadlines
  • Familiarity with local geography and communities is a plus
Preferred Skills:
  • Experience in microfinance, rural banking, or consumer lending
  • Proficient in report writing and mobile data collection tools
  • Knowledge of fraud detection practices and red flags
  • Multilingual or local dialect proficiency (depending on location)

  • Field Credit Investigation

    7 days ago

    Tarlac City, Central Luzon, Philippines Peoples Credit Network Finance Co. Inc. Full time ₱150,000 - ₱250,000 per year

    To provide Credit Investigation and recommendation and to mitigate the potential delinquent.Investigates credit standing and financial history of individuals and business establishments applying for loans.Responsible for processing business and REM loan applications following the policies and procedures.Collects relevant information through reliable sources...

  • Field Credit Investigator

    7 days ago

    Tarlac City, Central Luzon, Philippines Peoples Credit Network Finance Co., Inc. Full time ₱400,000 - ₱600,000 per year

    To provide Credit Investigation and recommendation and to mitigate the potential delinquent.Investigates credit standing and financial history of individuals and business establishments applying for loans.Responsible for processing business and REM loan applications following the policies and procedures.Collects relevant information through reliable sources...

  • Field Credit Investigator

    7 days ago

    Cabanatuan City, Central Luzon, Philippines Global Dominion Financing Inc. Full time ₱200,000 - ₱250,000 per year

    We're on the lookout for an Account Officer (Field Credit Investigator) in Cabanatuan Branch to join Global Dominion Financing Inc. – a trusted leader in the financing industry.Key Responsibilities:Interviewing and preparing Credit Approval Memorandum (CAM) report based on submitted document of the borrower.Conduct inspection report of collateral unit...

  • Field Investigation Specialist

    7 days ago

    Angeles City, Central Luzon, Philippines Skyro Full time ₱30,000 - ₱60,000 per year

    About the companySkyro is a fast-growing fintech company based in the National Capital Region, Philippines. Our mission is to transform the financial services landscape in the Philippines by offering fair and accessible digital financial products. We aim to provide user-friendly lending solutions and superior customer service to all sections of society,...

  • Credit Investigator

    7 days ago

    Tarlac City, Central Luzon, Philippines Emprisa Inno Solutions, Inc. Full time ₱12,000 - ₱40,000 per year

    GENERAL JOB DESCRIPTIONConducts verification and field research for pre-employment screening and loan purposes.Writes English reports based on information gathered.REQUIREMENTS:Male or FemaleExperience in Credit Investigation will be an advantageEmotionally maturedEnjoys conducting field workFamiliar with the areas of localityAble to communicate clearly in...

  • credit investigator/appraiser

    5 days ago

    Cebu City, Central Visayas, Philippines Wealth Development Bank Corp. Full time ₱200,000 - ₱250,000 per year

    The Credit Investigator/Appraiser (Field) is primarily responsible for appraising properties and/or loan collaterals as well as for checking, assessing, and inquiring on clients' accounts, on credit dealings, deposits, and possible court cases.  Does background and neighborhood investigations on loan applicants.Key Results Area:Property Appraisal,...

  • Market Investigator

    7 days ago

    Angeles City, Central Luzon, Philippines Dollar Tree Full time $66,500 - $81,500

    Market Investigator (Greater Los Angeles)Your excellent investigating and problem-solving skills, along with your ability to support a designated market to help reduce shrink, make you a great fit for our Market Investigator position. Join our dynamic team today and find a rewarding career with a company that values you and all you bring to the table.About...

  • Credit Review Officer

    7 days ago

    Tarlac City, Central Luzon, Philippines Metrobank Full time ₱300,000 - ₱600,000 per year

    Be #InGoodHands with MetrobankHere at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future...

  • Credit Review Officer

    5 days ago

    Tarlac City, Central Luzon, Philippines Metropolitan Bank & Trust Company Full time

    Be #InGoodHands with MetrobankHere at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future...

  • Accounts Officer

    7 days ago

    Angeles City, Central Luzon, Philippines The Lead Tree - Clark Outsourcing Full time ₱30,000 - ₱60,000 per year

    Position Title: Accounts OfficerWork Set Up: On-Site for 1 month & WFH afterwardSchedule: 7:00 AM - 4:00 PM PHTJob Location: Clark Outsourcing - Building 35 Philexcel Business Park, Clark PampangaQuick Rundown:As the Accounts Officer, reporting to the Finance Manager, you will be responsible for maintaining financial records, processing transactions, and...