Sr Analyst, Credit Risk and Reporting

Job Description

The Sr Analyst, Credit Risk and Reporting supports the global credit lead by managing credit risk activities and delivering comprehensive reporting and analytics to drive informed decision-making. This role combines in-depth credit risk management with advanced data analysis and reporting responsibilities, supporting the global credit and collections organization.

Responsibilities (1 of 2)

Credit Risk Management:

• Conduct timely and thorough credit assessments for new customers and perform periodic risk assessments of existing accounts, including review and adjustment of credit limits to reflect customers' current financial standing and risk profile.
• Monitor and evaluate blocked orders daily, ensuring that credit decisions are appropriately made, approved, documented, and escalated when necessary.
• Analyze customer financial data and leverage credit bureau information, such as Moody's reports, to assess creditworthiness and identify potential credit risks.
• Collaborate closely with Sales and commercial teams to balance credit risk with business growth, providing actionable recommendations and support for credit decisions.
• Support the preparation, review, and ongoing maintenance of the global credit policy and development of internal scoring models, ensuring alignment with company objectives and regulatory requirements.
• Identify process risks and recommend internal controls to strengthen credit risk management and compliance.
• Monitor credit exposures and outstanding balances, escalating high-risk or problematic accounts to relevant stakeholders for resolution.
• Support implementation and continuous improvement of credit risk management practices globally.

Responsibilities (2 of 2)

Reporting and Analytics:

• Generate, review, and distribute timely and accurate reports related to credit risk, collections performance, accounts receivable, and related KPIs using SAP, SAP Analytics Cloud (SAC), Celonis, and other business intelligence tools.
• Perform deep-dive analyses to identify trends, risks, and opportunities within credit and collections data to support strategic decision-making.
• Collaborate with cross-functional teams to ensure data accuracy and integrity across reporting platforms.
• Provide actionable insights and recommendations based on data analytics to improve credit risk and collections processes.
• Support ad hoc reporting and analytics requests from global leadership and other stakeholders.
  
  Assist in the development and enhancement of reporting dashboards and tools to improve visibility and monitoring of credit risk and collection performance.

Required Qualifications

• Bachelor's degree in finance, Accounting, Business Administration, or a related field.
• Minimum of 3-6 years of experience in credit risk management and financial reporting, preferably in a global shared services or multinational environment.
• Strong understanding of credit assessment methodologies, credit scoring models, and risk mitigation strategies.
• Experience with SAP, SAP Analytics Cloud (SAC), Celonis, and Moody's credit data is highly desirable.
• Strong analytical, problem-solving, and organizational skills.
• Excellent interpersonal, communication, and stakeholder management skills.
• Ability to work collaboratively across global teams and with senior management.
• Attention to detail and commitment to data accuracy.

Benefits

• Guaranteed 14th Month Pay
• Above-market Retirement Plan Design
• LinkedIn Learning Access
• Established Performance Incentive Program
• HMO coverage for employees on day 1 (with pandemic coverage)
• Free HMO coverage for up to 3 qualified dependents
• Educational Assistance

Work Arrangement

• Hybrid (Mondays, Wednesdays and Thursdays RTO)
• Mid shift schedule

Grace is not accepting unsolicited assistance from search firms for this employment opportunity. Please, no phone calls or emails. All resumes submitted by search firms to any employee at Grace via email, the Internet or in any form and/or method without a valid written search agreement in place for this position will be deemed the sole property of Grace. No fee will be paid in the event the candidate is hired by Grace as a result of the referral or through other means.