Loan and Credit Manager I Officer

4 days ago

Cavite City, Calabarzon, Philippines HRTX consulting Full time ₱100,000 per year

Job Title: Loan Management Department Head

Location: Cavite

Work Schedule: Morning, On-site

Budget: 70, , th month

Benefits:

  • Allowances
  • Leaves

Upon Regularization:

  • Guaranteed Bonus per year (distributed every trimester)
  • De Minimis Allowances and other allowances
  • Performance Incentive
  • Insurances
  • Retirement Plan
  • Car Loan Entitlement & Benefits
  • And other execiting benefits.
  • 14.5th month

Responsible for the overall management of the banks asset and loan portfolio to ensure effective implementation of credit control functions. Oversees non-performing loans, acquired assets, loan provisioning, and concentration risks, while ensuring compliance with internal credit policies and regulatory standards.

III. Duties and ResponsibilitiesPlanning and Direction-Setting

  • Develop and implement annual operating and business plans aligned with strategic objectives
  • Formulate credit risk management strategies (short-term and long-term)
  • Create, review, and update credit policies, procedures, and bulletins

Bank Asset and Loan Portfolio Management

  • Oversee loan pricing/re-pricing, allowance for credit losses, and loan loss provisioning
  • Revise credit policies based on reviews and analytics to manage risk
  • Manage credit portfolios including NPLs, ROPA, and restructured loans
  • Conduct regular credit and portfolio performance reviews
  • Ensure compliance with regulatory portfolio limits (e.g., SBL, concentration risk)

Risk Management and Reporting

  • Identify opportunities to improve risk decision-making through data modeling and analytics
  • Participate in the development of credit scoring and risk rating models
  • Monitor, calibrate, and enhance ECL models and credit scorecards
  • Approve recovery plans for delinquent loans
  • Prepare and present credit risk reports to the Risk Committee
  • Address audit findings and regulatory compliance issues

Leadership and Management

  • Propose departmental goals, budgets, and performance metrics
  • Direct and coordinate team activities for operational effectiveness
  • Guide the career growth and performance of team members
  • Approve time-off and oversee work schedules of direct reports

Others

  • Stay updated on industry trends and economic factors influencing credit risk
  • Recommend process improvements and maintain up-to-date manuals
  • Actively engage in meetings, training, and development activities
  • Perform other tasks as assigned

Job Type: Full-time

Pay: Up to Php100,000.00 per month

Application Question(s):

  • Can you provide current salary?
  • Can you provide expected salary?
  • Do you have experience handling corporate accounts

Work Location: In person

  • Loan Department Head

    4 days ago

    Cavite City, Calabarzon, Philippines HRTX Full time ₱2,000,000 - ₱2,500,000 per year

    Job Title: Loan Management Department HeadDepartment: Loan ManagementLocation: CaviteWork Schedule: Morning, On-siteResponsible for the overall management of the banks asset and loan portfolio to ensure effective implementation of credit control functions. Oversees non-performing loans, acquired assets, loan provisioning, and concentration risks, while...

  • Loan Officer

    2 weeks ago

    San Pablo City, Calabarzon, Philippines South Asialink Finance Corporation Full time ₱500,000 - ₱750,000 per year

    DUTIES AND RESPONSIBILITIES:· Meet with clients to assess their mortgage needs and provide product recommendations.· Request for the appraisal reports of Mortgage property.· Explain REM products, interest rates, terms, and eligibility requirements.· Collect and verify financial documents (income, credit history, assets, and liabilities).· Evaluate loan...

  • Loan Assistant

    4 days ago

    Cavite City, Calabarzon, Philippines Peoples Credit Network Finance Co., Inc. Full time ₱50,000 - ₱100,000 per year

    DIRECT HIRINGWe are looking forFIELD MARKETING SUPPORT STAFFDuties and Responsibilities:Recruitment of Sales AgentMarketing activities in information centersPreparing reportsArea of assignment:LUCENACAVITENCRTUGUEGARAOBenefits:Health Insurance (HMO)Life InsuranceLeave ConversionEmergency Cash LoanFree UniformRetirement PlanComplete mandatory...

  • Loans Clerk

    4 days ago

    Lipa City, Calabarzon, Philippines Rural Bank San Antonio, Inc. Full time ₱144,000 - ₱180,000 per year

    Loan ClerkGet to Know the RoleAdministrative support to credit departmentLoans Clerk is responsible for clerical matters related to loan processing, including the preparation for Cancellation of Mortgage and finalizing forms and contracts (if any). In charge of the safe keeping of borrower's Credit Folders,assisiting the whole credit team for preparation of...

  • Credit Investigator

    2 days ago

    Lipa City, Calabarzon, Philippines MCX International Inc Full time ₱432,000 - ₱864,000 per year

    Key Responsibilities:Conduct field and/or online investigations of loan applicants.Verify applicant information including employment, income, residency, credit history, and character references.Interview applicants, employers, and references to gather relevant data.Prepare comprehensive and accurate credit investigation reports.Coordinate with loan officers...

  • Loans Specialist

    7 days ago

    Lucena City, Calabarzon, Philippines Quezon Capital Rural Bank, Inc. Full time ₱132,000 - ₱240,000 per year

    QCRB PAGBILAO QUEZON BRANCHKEY RESPONSIBILITIESProcesses loan applications and conducts front line credit assessment.Provides recommendations to loan applicants according to pre-determined credit criteria in accordance with BSP standard.Addresses client inquiries in coordination with the head office if necessary.ATTRIBUTESMust be patient, detail oriented,...

  • Credit Investigator

    4 days ago

    Antipolo City, Calabarzon, Philippines Cepat Kredit Financing Inc. Full time ₱13,000 - ₱15,000 per year

    Investigates history and credit standing of individual or business establishments applying for loan.Key Responsibilities:Reviews loan application and requirements of loan applicantValidates the information reflected on loan application by conducting interview with loan applicantVerifies loan applicant's personal data, financial data and credit history...

  • Credit Investigator

    1 week ago

    San Pablo City, Calabarzon, Philippines Cepat Kredit Financing Inc. Full time ₱156,000 - ₱180,000 per year

    Investigates history and credit standing of individual or business establishments applying for loan.Key Responsibilities:Reviews loan application and requirements of loan applicantValidates the information reflected on loan application by conducting interview with loan applicantVerifies loan applicant's personal data, financial data and credit history...

  • 5. Field Marketing Recruitment Agent for CAVITE AREA

    4 days ago

    Cavite City, Calabarzon, Philippines Peoples Credit Network Finance Co., Inc. Full time ₱500,000 - ₱1,000,000 per year

    JOB PURPOSEMarketing Support Staff is responsible for recruitment of Agent and Information Center, Identifying possible Marketing approach to improve marketing strategy, monitoring competitor's marketing activity and Implementing Plans and Program by Marketing Department in their respective areas. Background in Financial or Loan Institution is an...

  • Credit Review Associate

    2 days ago

    Lucena City, Calabarzon, Philippines Cepat Kredit Financing Inc. Full time

    JOB SPECIFICATIONSEducational Requirement: bachelor's degree in a related fieldWork Experience: 0-6 months related experience. Fresh graduates are welcome to apply. DUTIES AND RESPONSIBILITIES:Protect the company from fraudulent accounts by doing thorough investigations and review of all accounts being processed.Conduct a thorough analysis of loan...