Credit Investigator

2 days ago

Cabanatuan City, Central Luzon, Philippines Radiowealth Finance Company Full time ₱300,000 - ₱500,000 per year

Responsible for the credit investigation and collection in a branch in accordance with the company standards to attain company goals and objectives. Process owner in terms of booking, Collection Efficiency, Remedial Management, Real and Property Owned and Acquired Management.

Duties and Responsibilities:

Sales and Marketing

  • Achieves booking target by determining number of loan applications required
  • Visits clients regularly and maintains good relationships with them to encourage repeat business
  • Visits and maintains constant and regular dialogue with dealers and coordinates with agents or business opportunity service specialists
  • Knows and is aware of what competition is doing and reports to branch manager any unsual events which may affect the branch operations
  • Elevates concerns brought to his attention by clients, dealers and agents at once

Collection Efficiency

  • Achieves and maintains collection efficiency target following the company credit standard policy and guidelines
  • Receives, evaluates and conducts initial interview of walk-in customers
  • Conducts credit investigation within required proximity and work hours
  • Conducts unit/collateral verifications of approved loan applicants
  • Maintains the up-to-date status of customer's visit card
  • Conducts a pre-collection visit a week before the first due date and regular collection follow-up on delinquent or past due account
  • Remits all collections and unissued official receipts to admin office/branch manager before the end of the day

Remedial Management

  • Undertakes and conducts personal visit of delinquent accounts and initiates immediate corrective actions whether for restructuring, moratorium, repossession or legal action
  • Coordinates and discusses with branch manager concerns regarding delinquent accounts
  • Serves demand letters, return check notice to concerned customer and ensures acknowledgement receipt

Documentation

  • Prepares daily itinerary performance report
  • Encodes credit report on web application system
  • Prepares credit report and discusses with branch manager
  • Coordinates with loans clerk on mortgage documentations, post dated check and insurance requirements
  • Assists on registration of necessary loan documents

Qualifications and Requirements:

  • Candidate must possess at least Vocational Diploma/Short Course Certificate, Bachelor's/College Degree in any field of study
  • At least 1 Year of working experience in the related field is required for this position.
  • Can communicate both oral and written
  • Knows basic microsoft applications
  • Must possess a valid driver's license and must know how to drive a motorcycle. Advantage if candidate has existing motorcycle

Job Type: Full-time

Ability to commute/relocate

Experience:

  • Credit Investigator: 6 months (Preferred)

Job Type: Full-time

Work Location: In person

  • Credit Investigator

    3 weeks ago

    Cebu City, Central Visayas, Philippines China Bank PH Full time

    Join to apply for the Credit Investigator / Appraise role at China Bank PH.Be an integral part of our Credit Management Group. As a Credit Investigator / Appraiser, you will conduct thorough credit investigations on businesses and individuals based on requests, gathering data on overall business health and other related matters. You will also prepare...

  • Field Credit Investigator

    2 days ago

    Olongapo City, Central Luzon, Philippines ACOM CONSUMER FINANCE CORPORATION Full time ₱150,000 - ₱300,000 per year

    ACOM Consumer Finance Corporation is looking for passionate, innovative, and amazing individuals who are in pursuit of excellence and prominence Be the part of the game-changing team today and #ACOMplishYourDreamsWork with a multinational company with a rock-solid foundationBe part of the Leading Consumer Finance company from JapanExperience the wonders of...

  • Credit Investigator

    2 days ago

    Cebu City, Central Visayas, Philippines UCPB Savings Full time ₱500,000 - ₱1,000,000 per year

    JOB SUMMARY Provides services for the appraisal of Real Estate (RE) property and chattel being offered as bank collaterals, as well as Furniture, Fixtures, and other Equipment (FFEs); Provides title verification report for title/s being offered as bank collateral; and Provides credit investigation of clients from consumer and corporate accounts. ...

  • Credit Investigator

    2 days ago

    Olongapo City, Central Luzon, Philippines Una Amigo Lending Corp. Full time ₱12,540 - ₱125,400 per year

    Job Summary: The Field Credit Investigator is responsible for performing in-depth investigations in the field to verify and assess the creditworthiness of potential borrowers. This role involves conducting on-site visits, gathering pertinent financial and personal information, and assessing the borrower's ability to repay loans. The Field Credit Investigator...

  • Branch Field Credit Investigator and Appraiser

    2 days ago

    Angeles City, Central Luzon, Philippines ORIX METRO Leasing and Finance Corporation Full time ₱600,000 - ₱1,200,000 per year

    The Branch Field Credit Investigator and Appraiser will conducts thorough background and field checking of credit applicants to gather relevant informationDuties and Responsibilities:Prepares the necessary reports for the management and internal customers in a fast and timely mannerEstablish the veracity of information provided by the credit...

  • Branch Field Credit Investigator and Appraiser

    3 hours ago

    Angeles City, Central Luzon, Philippines Orix Metro Leasing and Finance Corporation Full time ₱104,000 - ₱130,878 per year

    The Branch Field Credit Investigator and Appraiser will conducts thorough background and field checking of credit applicants to gather relevant informationDuties and Responsibilities:Prepares the necessary reports for the management and internal customers in a fast and timely mannerEstablish the veracity of information provided by the credit...

  • Branch Field Credit Investigator and Appraiser

    2 days ago

    Mandaue City, Central Visayas, Philippines ORIX METRO Leasing and Finance Corporation Full time ₱300,000 - ₱500,000 per year

    The Branch Field Credit Investigator and Appraiser will conducts thorough background and field checking of credit applicants to gather relevant informationDuties and Responsibilities:Prepares the necessary reports for the management and internal customers in a fast and timely mannerEstablish the veracity of information provided by the credit...

  • Branch Field Credit Investigator and Appraiser

    2 days ago

    Mandaue City, Central Visayas, Philippines Orix Metro Leasing and Finance Corporation Full time $40,000 - $60,000 per year

    The Branch Field Credit Investigator and Appraiser will conducts thorough background and field checking of credit applicants to gather relevant informationDuties and Responsibilities:Prepares the necessary reports for the management and internal customers in a fast and timely mannerEstablish the veracity of information provided by the credit...

  • Loan Specialist

    2 days ago

    Cabanatuan City, Central Luzon, Philippines UCPB-CIIF FINANCE AND DEVELOPMENT CORPORATION Full time ₱500,000 - ₱1,000,000 per year

    Undertakes marketing/promotion of Cocofinance programs to prospective clients in the area of assignment by attending meeting initiated with prospective clients; general assemblies; conducting marketing for a/orientation or roadshows; and disseminating marketing letters/info materials on Cocofinance programs and requirement. Assist the clients in...

  • Business Credit Examiner

    5 days ago

    Cebu City, Central Visayas, Philippines beBeeInvestigation Full time ₱250,000 - ₱500,000

    Credit Investigator Job DescriptionWe are seeking a skilled Credit Investigator to join our team. As a Credit Investigator, you will conduct thorough credit investigations on businesses and individuals based on requests, gathering data on overall business health and other related matters.Key responsibilities include:Conducting credit investigations on...