Credit Investigator

7 days ago

Cabanatuan City, Central Luzon, Philippines Asialink Finance Corporation Full time ₱150,000 - ₱250,000 per year

Job Description:

The position conducts thorough investigations into the credit history and standing of individuals or businesses applying for loans.

Key Responsibilities:

  • Review loan applications and requirements of loan applicants.
  • Validate information through interviews with loan applicants.
  • Verify personal and financial data, as well as credit history, through trade checking, bank verification, employment verification, inspecting collateral units, and credit investigations.
  • Examine the payment history of applicants' previous or existing loans with other financial institutions.
  • Prepare accurate and reliable Credit Approval Memorandum (CAM).
  • Submit the CAM on time to the Immediate Superior and Credit Committee for approval.
  • Perform other work-related functions as assigned.

Key Requirements:

  • Open to fresh graduates without experience or senior high school graduates, provided they have a minimum of two (2) years of experience in loan/credit review or a related field.
  • Knowledge of credit analysis and loans/credit operations will be an advantage.
  • Owns a motorcycle and holds a valid driver's license.
  • Willing to engage in fieldwork.
  • Strong analytical, judgment, and decision-making skills.
  • Innovative and creative in the approach to the loan/credit review process.
  • Self-motivated with the ability to work independently in a fast-paced environment.
  • Keen attention to detail and effective communication skills.
  • Proficient in proper telephone etiquette and handling different personalities well.

Job Types: Full-time, New-Grad

Benefits:

  • Additional leave
  • Company events
  • Health insurance
  • Opportunities for promotion
  • Paid training
  • Promotion to permanent employee

Work Location: In person

  • Field Credit Investigation

    4 days ago

    Tarlac City, Central Luzon, Philippines Peoples Credit Network Finance Co. Inc. Full time ₱150,000 - ₱250,000 per year

    To provide Credit Investigation and recommendation and to mitigate the potential delinquent.Investigates credit standing and financial history of individuals and business establishments applying for loans.Responsible for processing business and REM loan applications following the policies and procedures.Collects relevant information through reliable sources...

  • Field Credit Investigator

    4 days ago

    Tarlac City, Central Luzon, Philippines Peoples Credit Network Finance Co., Inc. Full time ₱400,000 - ₱600,000 per year

    To provide Credit Investigation and recommendation and to mitigate the potential delinquent.Investigates credit standing and financial history of individuals and business establishments applying for loans.Responsible for processing business and REM loan applications following the policies and procedures.Collects relevant information through reliable sources...

  • credit investigator/appraiser

    1 hour ago

    Tarlac City, Central Luzon, Philippines Country Funders Finance Corporation Full time ₱600,000 - ₱1,200,000 per year

    Conducts and initiates regular reviews of the Company's appraisal and credit investigation processes and recommends enhancements to the processes as may be necessary for Management's approval.Regularly perform/conduct appraisals of new accounts.Prepare appraisal reports (chattel, truck, land, property, etc.) and recommend loan applications for...

  • Credit Investigator/Appraiser

    1 week ago

    Tarlac City, Central Luzon, Philippines Country Funders Finance Corporation Full time ₱216,000 per year

    Job descriptionConducts, and initiates regular reviews of the Company's appraisal and credit investigation processes and recommends enhancements to the processes as may be necessary for Management's approval.Regularly perform/conduct appraisals of new accounts.Prepare appraisal reports (chattel, truck, land, property, etc.) and recommends loan applications...

  • Credit Investigator/Appraiser

    2 days ago

    Lapu-Lapu City, Central Visayas, Philippines Mactan Rural Bank Full time ₱800,000 - ₱1,200,000 per year

    Mactan Rural Bank is looking for Credit Investigator/Appraiser for our Main Office.Address: MYFC Bldg., M. Patalinghug Ave., Pajo, Lapu-Lapu CityQualifications:A graduate of any business related course.At least 6 months experience in credit investigation and solid knowledge on property appraisal.Having an accounting background is an advantage.Good oral and...

  • Credit Investigator

    2 weeks ago

    Mandaue City, Central Visayas, Philippines South Asialink Finance Corporation Full time ₱132,000 - ₱156,000 per year

    Credit InvestigatorJob DescriptionAssess and Check/Verify of Documents (all attach Documents at CRM)Interview with Borrower and Co- Borrower.Ocular Inspection of Unit, Residence, and Business(Picture of Unit and Stencil, Picture of Residence and Business Neighborhood Check and Brgy. Check)Identity Check and Living ConditionThird Party VerificationCAM...

  • Store Manager

    7 days ago

    Cabanatuan City, Central Luzon, Philippines Premiumbikes Corporation Full time ₱600,000 - ₱1,200,000 per year

    Job Description:Must ensure monthly achievement of financial target for Motorcycle sales (Cash & Installment Basis), SPAO (Spare Parts, Accessories, Apparels & Oil) Sales and Service Shop Income thru efficient & effective utilization of resources.Must ensure proper implementation of Credit Investigation & Collection Policies & Procedure in order to ensure...

  • Australian Mortgage Broking Credit Analyst

    2 days ago

    Cebu City, Central Visayas, Philippines VA PLATINUM PTY LTD INC. Full time ₱40,000 - ₱80,000 per year

    Do you have AU Mortgage Broking Support experience?Used tools like MyCRM, Nexus, Infinyty or FLEX?Ready to be a fully committed Credit Analyst?Join VA Platinum as an AU Credit AnalystAbout the roleThe Australian Credit Analyst shall be assisting the brokers in handling the Australian client's applications and needs, coordinating between parties to ensure an...

  • Account Officer

    2 days ago

    Cebu City, Central Visayas, Philippines JK Capital Finance Inc. Full time ₱800,000 - ₱1,200,000 per year

    Job Description:SALESReview loan requestsHelps customers by answering questions; responding to requests.Assess clients' financial statusUtilize professional judgment to determine which potential borrowers represent good risk opportunities for the organizationEvaluate creditworthiness and risksContact clients to gather financial data and documentationAnalyze...

  • Collector - Loan for Cebu

    2 days ago

    Cebu City, Central Visayas, Philippines Growsari Enterprise Full time ₱144,000 - ₱201,600 per year

    CORE RESPONSIBILITIESCollects E-Lista payments on designated areas by the E-Lista Collections teamDoes cash/ cheque/ and online banking collectionsResponsible in managing collections mainly past due storesQUALIFICATIONS:Graduate of any business courseExperience in cash/cheque handlingMust have a background in field collections and/or field credit...