Credit Investigator

7 days ago

Cabanatuan City, Central Luzon, Philippines Asialink Finance Corporation Full time ₱150,000 - ₱250,000 per year

Job Description:

The position conducts thorough investigations into the credit history and standing of individuals or businesses applying for loans.

Key Responsibilities:

  • Review loan applications and requirements of loan applicants.
  • Validate information through interviews with loan applicants.
  • Verify personal and financial data, as well as credit history, through trade checking, bank verification, employment verification, inspecting collateral units, and credit investigations.
  • Examine the payment history of applicants' previous or existing loans with other financial institutions.
  • Prepare accurate and reliable Credit Approval Memorandum (CAM).
  • Submit the CAM on time to the Immediate Superior and Credit Committee for approval.
  • Perform other work-related functions as assigned.

Key Requirements:

  • Open to fresh graduates without experience or senior high school graduates, provided they have a minimum of two (2) years of experience in loan/credit review or a related field.
  • Knowledge of credit analysis and loans/credit operations will be an advantage.
  • Owns a motorcycle and holds a valid driver's license.
  • Willing to engage in fieldwork.
  • Strong analytical, judgment, and decision-making skills.
  • Innovative and creative in the approach to the loan/credit review process.
  • Self-motivated with the ability to work independently in a fast-paced environment.
  • Keen attention to detail and effective communication skills.
  • Proficient in proper telephone etiquette and handling different personalities well.

Job Types: Full-time, New-Grad

Benefits:

  • Additional leave
  • Company events
  • Health insurance
  • Opportunities for promotion
  • Paid training
  • Promotion to permanent employee

Work Location: In person

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