Underwriting Specialist

2 weeks ago

Manila, National Capital Region, Philippines JPMorgan Chase Full time

Discover the expertise of our Underwriting Specialists at JPMorgan Chase, where commitment to fair lending practices meets exceptional customer satisfaction. Our dedicated team not only upholds the highest standards of fairness but also excels in achieving productivity targets, ensuring that every client experience is marked by quality and trust. Partner with us to experience a seamless blend of integrity and excellence in financial services.

As an Underwriting Specialist within the Mortgage Underwriting Team, you will have working knowledge of residential mortgage underwriting guidelines and be responsible for the analysis of ability to repay capacity, capital/assets, character, collateral and property condition, while adhering to Chase credit policies and agency guidelines..

Job Responsibilities:

  • Apply knowledge of Mortgage Process and Agency/Chase Underwriting guidelines.
  • Adhere to all Chase Fair Lending practices
  • Review all loan underwriting documentation to ensure compliance with agency guidelines and Chase requirements 
  • Analyze financial information including calculation of income, debt ratios and verification of assets 
  • Identify documentation deficiencies within review and communicates findings with clarity
  • Identify and addresses red flags found in the file documentation.
  • Keep up to date on all credit policy changes that impact underwriting 
  • Display Best in Class Customer Service as measured by customer surveys and feedback. 
  • Achieve and exceeds work goals for productivity, quality and turnaround time
  • Ensure loan decisions meet all program and product specifications

Required qualifications, capabilities, and skills:

  • Strong analytical and critical thinking skills with attention to detail.
  • Excellent written and verbal communication abilities.
  • Ability to work with financial documents and numerical data.
  • High level of integrity, professionalism, and a customer service mindset.
  • Ability to adapt in a fast-paced environment and openness to changes, such as cross-functional training.

Preferred qualifications, capabilities, and skills:

  • Good verbal and written communication skills as well as excellent teamwork with internal employees and external customers.
  • Familiarity with basic financial or lending concepts; coursework, internships, or part-time experience is a plus.
  • Good organizational skills and ability to manage multiple tasks.
  • Eagerness to learn underwriting guidelines and mortgage industry standards.
  • Ability to work independently and collaboratively in a team environment.
  • Bachelor's degree in business, finance, economics, or accounting, or equivalent credit underwriting experience (this opening is open to fresh graduates).

  • Underwriting Specialist

    1 week ago

    Manila, National Capital Region, Philippines JPMorganChase Full time

    DescriptionDiscover the expertise of our Underwriting Specialists at JPMorgan Chase, where commitment to fair lending practices meets exceptional customer satisfaction. Our dedicated team not only upholds the highest standards of fairness but also excels in achieving productivity targets, ensuring that every client experience is marked by quality and trust....

  • Medical Underwriter

    7 days ago

    Manila, National Capital Region, Philippines Pru Life UK Full time

    What does the job do for the Company?1. Performs administrative support in appraisal, approval, and issuance of medical and non-medical applications within the authority limit across all product lines and distribution channels.2. Supply to the development of the next generation underwriting techniques and processes through AI and its various applications3....

  • HL Underwriter I

    1 week ago

    Manila, National Capital Region, Philippines JPMorganChase Full time

    DescriptionJoin a team where your expertise shapes the future of homeownership. As a Home Lending Underwriter, you play a vital role in ensuring the integrity and quality of our lending process. You'll analyze loan applications, apply sound judgment, and help customers secure their dream homes. Be part of a collaborative environment that values your skills...

  • HL Underwriter I

    1 week ago

    Manila, National Capital Region, Philippines JPMorganChase Full time

    Job DescriptionJoin a team where your expertise shapes the future of homeownership. As a Home Lending Underwriter, you play a vital role in ensuring the integrity and quality of our lending process. You'll analyze loan applications, apply sound judgment, and help customers secure their dream homes. Be part of a collaborative environment that values your...

  • HL Underwriter III-PHL

    4 days ago

    Manila, National Capital Region, Philippines JPMorgan Chase Full time

    Join a team where your expertise shapes the future of home lending and empowers customers to achieve their dreams. As a Home Loan Underwriter, you'll play a pivotal role in delivering fair, accurate, and timely loan decisions. Collaborate with talented professionals and leverage advanced tools to drive exceptional customer experiences. Your judgment and...

  • HL Underwriter III-PHL

    4 days ago

    Manila, National Capital Region, Philippines JPMorganChase Full time

    DescriptionJoin a team where your expertise shapes the future of home lending and empowers customers to achieve their dreams. As a Home Loan Underwriter, you'll play a pivotal role in delivering fair, accurate, and timely loan decisions. Collaborate with talented professionals and leverage advanced tools to drive exceptional customer experiences. Your...

  • HL Underwriter IV-PHL

    4 days ago

    Manila, National Capital Region, Philippines JPMorgan Chase Full time

    Introductory Marketing LanguageJoin a team where your expertise shapes the future of home lending and empowers customers to achieve their dreams. As a Home Loan Underwriter, you play a pivotal role in delivering fair, accurate, and timely lending decisions. You'll collaborate with talented professionals, leverage advanced tools, and make a real difference in...

  • HL Underwriter IV-PHL

    3 days ago

    Manila, National Capital Region, Philippines JPMorganChase Full time

    DescriptionIntroductory Marketing LanguageJoin a team where your expertise shapes the future of home lending and empowers customers to achieve their dreams. As a Home Loan Underwriter, you play a pivotal role in delivering fair, accurate, and timely lending decisions. You'll collaborate with talented professionals, leverage advanced tools, and make a real...

  • HL Underwriter III-PHL

    4 days ago

    Manila, National Capital Region, Philippines JPMorganChase Full time

    JOB DESCRIPTIONJoin a team where your expertise shapes the future of home lending and empowers customers to achieve their dreams. As a Home Loan Underwriter, you'll play a pivotal role in delivering fair, accurate, and timely loan decisions. Collaborate with talented professionals and leverage advanced tools to drive exceptional customer experiences. Your...

  • Fresh Graduate Opportunity – Underwriting Support Specialist

    1 week ago

    Manila, National Capital Region, Philippines JPMorganChase Full time

    DescriptionJoin a team that plays a vital role in helping customers achieve their homeownership dreams. As part of our Home Lending Consumer Originations Underwriting Support group, you'll make a direct impact by ensuring the integrity and quality of our lending processes. Collaborate with talented professionals and contribute to a seamless mortgage...