Collections Associate

4 days ago

Makati City, National Capital Region, Philippines Metrobank Full time ₱900,000 - ₱1,200,000 per year

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Position Title:  Collections Associate

Job Summary:

The Collections Associate perform collection activities for overlimit and front end (1-29 days) past due accounts. He/She is also responsible for the achievements of the set targets, meeting the set standards collectively with other team members and compliance with policies and procedures.

Duties and Responsibilities:

Keep balances within approved credit limit and control delinquency of assigned group of accounts within set standards

Conduct telephone calls to follow up payment from overlimit or delinquent cardholders.

Obtain additional contact information from other mediums (MBTC & its subsidiaries, directories, etc.)

Minimize Risk and Credit Losses

Detect and block possible fraud at an early stage to prevent further usage and report the case to the immediate supervisor.

Block overlimit or delinquent accounts to prevent further exposure.

Address various customer issues

Receive requests for change of billing addresses and other contact information from cardholders and forard to Collections Back Office for maintenance

Refer complaints on uposted/misposted payments, mispoted transactions, non/late receipt of statements of account, unsuccessful debit arangements, reversal of fees and charges, disputed transactions to responsible unit/department for appropriate action.

Evaluate and recommend approval/disapproval of requests for waiver of charges

Perform other function that may be assigned from time to time

Qualifications:

Bachelor's Degree Holder

Experience in bank or credit card collections is an advantage

Good oral & written and communication skills.

Proficient in the following Microsoft applications: Word, Excel and PowerPoint.

Must be detail-oriented with superior follow through capabilities.

Strong inter-personal skills as the job holder will be dealing with various internal and external customers.

Willing to work overtime on weekdays, weekends, and/or holidays. (if necessary)

Other Details:

Rank: Rank and File

Unit: Consumer Business Sector / Credit Operations Group / Collections and Recoveries Division

Location:  Pasay City

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