Loans Specialist- Sales

6 days ago

Ormoc City, Eastern Visayas, Philippines EastWest Rural Bank, Inc. Full time ₱100,000 - ₱200,000 per year

Job Duties and Responsibilities for Loans Specialist-Sales (Marketing):

  • Do site/ area visits (Field work) within the area and nearby towns

  • Perform Sales and Marketing on bank's products

  • Do client engagement, perform product orientation, and other marketing strategies of the bank.

  • Facilitate Loan Application to Clients

  • Verify and check the validity and authenticity of loan application document attachments

  • Review Loan Application Forms; Evaluate loan application, perform follow-ups, if necessary, conduct of "Know Your Customer" and loans underwriting

  • Perform credit background

  • Ensures efficient loan document preparation and loan processing

  • Facilitate approval of loan application

  • Monitor loan application status

  • Make sure to do accurate, complete and timely loan report preparation and submission.

  • Make sure to accurately monitor loans to achieve low to zero past due rate.

  • Ensure all releases are billed and duly deducted on the identified effectiveness date

  • Assist in collection and promotion activities

Job Qualification and Competencies Requirement:

  • Graduate of at least a 4-year course, bachelor's degree, preferably Business-related courses

  • With background in Loans and Microfinance is an advantage

  • A resident of the area or of nearby places (within 30 min travel time to the store location)

  • Very good MS Office Application Proficiency

  • Good Judgment skills

  • Good verbal and written communication skills

  • Good problem-solving skills

  • Very good human relations skills

  • Fast Learner and willing to learn

  • Customer Focused

  • Results Driven

  • Good Stress Tolerance

  • Keen to details

  • With Integrity

  • Good team player

  • With driving skills (with license) is an advantage

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