Head, Countryside Consumer Lending Business Center- Cebu

3 days ago

Cebu City, Central Visayas, Philippines Metrobank Full time ₱1,500,000 - ₱2,500,000 per year

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Position Title:
Head, Countryside Consumer Lending Business Center- Cebu

Job Summary:

  • Plans, directs, and implements marketing strategies for auto and housing loans within the area of coverage of the business center. Promotes efficient and effective business center consumer loans operations.

Specific Duties & Responsibilities

  • Solicits auto/home loans in accordance with the specific target and set by management by implementing strategies in consumer lending business center operations.
  • Formulates and implements business development strategies in close coordination with the branches, car dealers and real estate developers/dealers/brokers for the business center to attain profitability/volume targets.
  • Monitors credit accommodations and maintains quality loan portfolio by reducing past due accounts. Ensures appropriate documentation of all loans of the CLBC.
  • Continuously assesses and provide feedback to Head Office regarding market performance, competitiveness, latest development, and suggestions.
  • Ensures the effective operations of the business center in consonance with bank policies, Banglo Sentral ng Pilipinas (BSP) and other regulatory bodies' regulations and customers' expectations.
  • Coordinates with other bank's units for the business center's daily operation and ensures prompt delivery of transaction media/ documents to branches, auto dealers, real estate developers/dealers/ brokers, clients, and other units concerned.
  • Pro-actively participates in the cross-selling of the bank's subsidiaries/affiliate companies' products and services.
  • Performs other related functions that may be assigned from time to time.

Qualifications:

  • Minimum of 8 years of sales experience, with a strong preference for expertise in consumer loans.
  • Extensive knowledge and hands-on experience in managing home loans and car loans.
  • At least 5 years of proven experience in people management

Other Details:

  • Rank
    : Senior Officer
  • Office Location
    : Cebu City, Cebu

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