International Consumer Business

JOB DESCRIPTION

Join our team Help shape the business and drive the culture of being Number One for Customer Service across all industries, be the Best Place to Work and be the Number One Bank in the United Kingdom.

As a Fraud Specialist within our dynamic and fast-paced team, you will be responsible for delivering top-tier, customer-focused service through phone and chat, assisting customers with their financial needs. Depending on the customer's preference, you will communicate through various channels, either verbally or in writing via call or chat. You will be expected to think creatively to resolve customer issues, provide insightful feedback, and contribute to a positive team environment. Your role will involve performing specific duties related to fraud, identifying and investigating fraud-related issues, and contributing to our fraud prevention and detection efforts. This role provides the opportunity to exercise critical thinking, independent judgement, and active engagement with each customer interaction, offering suitable solutions and managing expectations effectively.

Job Responsibilities:

Perform fraud-specific duties that include, but not limited to:

• Review and decide on onboarding customers as a result of an exception.
• Review and decide on transaction exceptions, reaching out to customers as necessary.
• Identify and resolve fraud-related issues reported by customers.
• Review security information and account activity with the callers, identify the type of fraud and setup accounts for investigation.
• Identify fraud trends, procedure and strategy opportunities that will improve fraud prevention, detection results and customer satisfaction. As needed, may be cross-trained for other fraud processes such as specialized queues and fraud prevention functions.
• Investigate cases for recovery opportunities.
• Minimize and prevent losses resulting from high risk and fraudulent monetary and non-monetary transactions.
• Ensure that regulatory, legal, bank and audit requirements are met.
• Provide best-in-class customer service, through phone and chat, handle "everyday banking" issues from the customers, resolve general account maintenance/management concerns, which includes disputes/claims, process and manage payments.
• Identify, capture, and resolve complaints from customers within the agreed service levels.

Required qualifications, capabilities, and skills:

• 1+ years of experience in a Fraud Call Center Business Cards environment
• Baseline knowledge or equivalent expertise in fraud prevention and detection, particularly in a financial setting
• Completed at least 2 years in college or 2-year vocational/certificate course or high school graduate
• Must be willing to start in February 2026
• Must be willing to work in rotating schedules and shifts
• Must be willing to work fully onsite
• Must be willing to work in an environment that supports customers on both phone, chat, and back-office
• Excellent verbal and written communication with both external and internal customers
• Proficient with Windows Operating Systems and Microsoft Office Tools

ABOUT US

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

ABOUT THE TEAM

Our professionals in our Corporate Functions cover a diverse range of areas from finance and risk to human resources and marketing. Our corporate teams are an essential part of our company, ensuring that we're setting our businesses, clients, customers and employees up for success.