Quality Control Prefunding Mortgage Loan Underwriter

4 days ago

Manila, National Capital Region, Philippines Emapta Full time ₱900,000 - ₱1,200,000 per year

Shape the Future of Mortgage Lending on a Global Stage

Build your career like a well-structured mortgage-strong, secure, and designed to last. As you underwrite, validate, and ensure quality, your work connects you to the global lending market. Without leaving the country, you'll close gaps, open opportunities, and cement a future in the worldwide mortgage industry.

What You'll Do

Be part of our client's team as a Quality Control Prefunding Mortgage Loan Underwriter and ensure accuracy, compliance, and efficiency in every file you review. Your role will strengthen the mortgage process while supporting global lending operations.

Role Snapshot

Employment Type: Full-time

Shift: Night Shift

Work Setup: Permanent Work-from-Home

Perks and Rewards

  • Day 1 HMO coverage with free dependent
  • Competitive salary package
  • Night differential pay to maximize your earnings
  • Permanent WFH arrangement
  • Prime office location in Ortigas / Makati (with easy MRT access)
  • Salary Advance Program through our banking partner (Eligibility and approval subject to bank assessment. Available to account holders with minimum of 6 months company tenure.)
  • Unlimited upskilling through Emapta Academy courses (Want to know more? Visit )
  • Free 24/7 office gym access with fitness trainer
  • Exclusive lifestyle perks (hotel, restaurant discounts, and more)
  • Unlimited referral incentives across the organization
  • Standard government and Emapta benefits
  • 20 annual leaves (5 convertible to cash)
  • Fun employee engagement activities
  • Mentorship and exposure to global leaders and teams
  • Career growth opportunities
  • Diverse and supportive work environment

What You'll Bring

  • 3-5 years' experience as a mortgage loan underwriter with knowledge of FNMA, FHLMC, FHA, USDA, VA, and Bond loans
  • Prior QC and QA experience preferred
  • Strong attention to detail; task-oriented
  • Effective written and verbal communication skills
  • Ability to adapt quickly in a fast-changing environment
  • Excellent computer skills
  • Strong collaboration skills with teammates, supervisors, and clients

Your Impactful Contributions

  • Review Conventional/FHA/VA/USDA/Bond Loans and Non-Agency Jumbo Loans
  • Validate loan files pursuant to AUS Findings or Manual underwrites
  • Re-underwrite and process reverifications of complete files
  • Evaluate credit history and financial information for eligibility
  • Review income types: hourly, salary, rental, self-employed
  • Review appraisal reports for accuracy and compliance
  • Identify deficiencies, issue findings, and assign them to the right party
  • Communicate resolution of findings within deadlines
  • Track and record findings accurately
  • Complete Pre-Purchase and Post-Closing Audits
  • Complete Agency Audits as assigned
  • Meet production expectations
  • Perform other related tasks as needed

About the Client

Our client, Atlantic Bay Mortgage Group LLC, is a leading mortgage company recognized as the "#1 Best Large Mortgage Company to Work For" by National Mortgage News. Since 1996, they have delivered trusted loan products and customer service with a mission to put people first, inspire growth, and make lending a positive experience. Beyond business, they are committed to giving back to communities through Atlantic Bay Cares, their outreach arm that creates meaningful impact. With over 25 years of experience, they remain dedicated to providing tailored solutions and a smooth mortgage process for every client.

Welcome to Emapta Philippines

Join a team that values camaraderie, excellence, and growth. Recognized as one of the Top 20 Dream Companies of Filipinos in 2024, Emapta stands proudly alongside industry giants, offering stability and exciting career opportunities. Your career flourishes here with competitive compensation, international clients, and a work culture focused on collaboration and innovation. Work with global clients across industries, supported by a stable foundation and like-minded professionals passionate about making an impact. We empower your success with opportunities for personal and professional development in an inclusive environment. Apply now and be part of the #EmaptaEra

  • U.S. Mortgage Loan Underwriter

    4 days ago

    Manila, National Capital Region, Philippines Extend Your Team Full time $90,000 - $120,000 per year

    This is a remote position.ABOUT THE ROLEMortgage Underwriter with strong expertise in U.S. mortgage underwriting and/or mortgage disclosure processing. This role is ideal for professionals with comprehensive exposure to active mortgage production environments who can apply deep knowledge of mortgage regulations, investor guidelines, and risk management...

  • Wealth Management Mortgage Operations

    6 minutes ago

    Manila, National Capital Region, Philippines JPMorganChase Full time $104,000 - $130,878 per year

    JOB DESCRIPTIONShape the future of mortgage lending by joining a team that values expertise, collaboration, and innovation.As an Underwriting Specialist in Private Banking Mortgage, you will play a critical role in supporting the mortgage business through comprehensive underwriting analysis. You will review and enter loan information, analyze income and...

  • Underwriting Specialist

    7 days ago

    Manila, National Capital Region, Philippines JPMorganChase Full time ₱900,000 - ₱1,200,000 per year

    JOB DESCRIPTIONDiscover the expertise of our Underwriting Specialists at JPMorgan Chase, where commitment to fair lending practices meets exceptional customer satisfaction. Our dedicated team not only upholds the highest standards of fairness but also excels in achieving productivity targets, ensuring that every client experience is marked by quality and...

  • HL Underwriter III-PHL

    4 days ago

    Manila, National Capital Region, Philippines Chase- Candidate Experience page Full time ₱900,000 - ₱1,200,000 per year

    Join a team where your expertise shapes the future of home lending and empowers customers to achieve their dreams. As a Home Loan Underwriter, you'll play a pivotal role in delivering fair, accurate, and timely loan decisions. Collaborate with talented professionals and leverage advanced tools to drive exceptional customer experiences. Your judgment and...

  • Mortgage Quality Control Analyst

    1 week ago

    Manila, National Capital Region, Philippines JPMorganChase Full time ₱600,000 - ₱1,200,000 per year

    JOB DESCRIPTIONAre you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging environment?As a Mortgage Quality Control Analyst within JPMorgan Private Banking, you will support the mortgage business by reviewing loan documents, analyzing credit risk, and ensuring compliance with regulatory guidelines. You will...

  • HL Underwriter I

    4 days ago

    Manila, National Capital Region, Philippines Chase- Candidate Experience page Full time ₱1,200,000 - ₱2,400,000 per year

    Join a team where your expertise shapes the future of homeownership. As a Home Lending Underwriter, you play a vital role in ensuring the integrity and quality of our lending process. You'll analyze loan applications, apply sound judgment, and help customers secure their dream homes. Be part of a collaborative environment that values your skills and...

  • HL Underwriter IV-PHL

    4 days ago

    Manila, National Capital Region, Philippines Chase- Candidate Experience page Full time ₱2,000,000 - ₱2,500,000 per year

    Introductory Marketing LanguageJoin a team where your expertise shapes the future of home lending and empowers customers to achieve their dreams. As a Home Loan Underwriter, you play a pivotal role in delivering fair, accurate, and timely lending decisions. You'll collaborate with talented professionals, leverage advanced tools, and make a real difference in...

  • HL Underwriter III-PHL

    24 minutes ago

    Manila, National Capital Region, Philippines JPMorganChase Full time $104,000 - $130,878 per year

    JOB DESCRIPTIONJoin a team where your expertise shapes the future of home lending and empowers customers to achieve their dreams. As a Home Loan Underwriter, you'll play a pivotal role in delivering fair, accurate, and timely loan decisions. Collaborate with talented professionals and leverage advanced tools to drive exceptional customer experiences. Your...

  • HL Underwriter I

    2 days ago

    Manila, National Capital Region, Philippines JPMorganChase Full time ₱1,200,000 - ₱2,400,000 per year

    JOB DESCRIPTIONJoin a team where your expertise shapes the future of homeownership. As a Home Lending Underwriter, you play a vital role in ensuring the integrity and quality of our lending process. You'll analyze loan applications, apply sound judgment, and help customers secure their dream homes. Be part of a collaborative environment that values your...

  • HL Underwriter IV-PHL

    43 minutes ago

    Manila, National Capital Region, Philippines JPMorganChase Full time ₱120,000 - ₱150,000 per year

    JOB DESCRIPTIONIntroductory Marketing LanguageJoin a team where your expertise shapes the future of home lending and empowers customers to achieve their dreams. As a Home Loan Underwriter, you play a pivotal role in delivering fair, accurate, and timely lending decisions. You'll collaborate with talented professionals, leverage advanced tools, and make a...