Accounts Officer
4 days ago
We are hiring SME and Teacher Loan Account Officers for a reputable financial institution with nationwide presence. If you are passionate about helping clients access financing while growing your career in banking and lending, we encourage you to apply.
SME and Teacher Loan Account Officer
Main Responsibilities:
Loan Origination and Growth
Proactively source and secure new SME and teacher loan clients, ensuring loan volume, profitability, and quality targets are achieved.
Portfolio Expansion
Identify and cultivate opportunities with existing clients to deepen relationships and increase loan penetration.
Financial Analysis and Proposal Development
Assess clients financial profiles, prepare comprehensive loan proposals, and recommend appropriate credit structures.
End-to-End Loan Processing
Coordinate documentation, submission, and disbursement of loans to ensure timely booking and conversion.
Credit Quality and Compliance Monitoring
Maintain loan file integrity, manage post-booking follow-up, and ensure portfolio quality aligns with policy.
Sales and Client Engagement
Conduct client meetings, product presentations, negotiations, and ongoing account servicing to drive satisfaction and renewals.
Collaboration with Internal Teams
Liaise with credit analysts, operations, and collections units to resolve issues and ensure smooth loan delivery.
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