Credit Risk Analyst

6 days ago

Makati City, National Capital Region, Philippines KMC Solutions Full time

Make your next big career move by applying as KMC Solutions' next CREDIT AND COLLECTIONS ANALYST

Figma is expanding its Finance Operations team and is seeking detail-oriented
Credit and Collections Analysts
to support our global client base. This role will focus on
credit risk evaluation
and
customer payment management
, ensuring accurate, SOX-compliant credit decisions and efficient receivables collections.

You will work closely with the
Credit & Collections Manager
and partner cross-functionally with Sales, RevOps, and Accounting.

On top of your salary, here are the exciting benefits you can look forward to:

  • Health Insurance/HMO
  • Enjoy unlimited MadMax Coffee
  • Diverse learning & growth opportunities
  • Accessible Cloud HR platform (Sprout)
  • Above standard leaves

The main responsibilities of a CREDIT AND COLLECTIONS ANALYST include:

Credit Risk and Review

  • Perform daily
    credit checks
    using CreditRiskMonitor (FRISK, PAYCE, DBT, and FSR analysis).
  • Review new opportunities in Salesforce to ensure proper
    legal name, billing address, and country
    data are captured before credit evaluation.
  • Analyze
    credit reports, payment history, and trade data
    to assess customer risk profiles.
  • Evaluate
    financial strength
    and recommend credit limits or payment terms based on exposure thresholds.
  • Maintain accurate
    credit records
    at the account and opportunity level in Salesforce.
  • Support manual reviews for clients with low or missing credit scores; request and document reference letters or audited financials when required.
  • Ensure all approvals and denials are
    documented for SOX compliance
    with clear rationale and supporting attachments.

Collections and Cash Application

  • Communicate with customers daily to ensure timely collection of accounts receivable.
  • Work with internal teams to resolve
    billing disputes
    and credit memo requests.
  • Post and apply cash receipts daily; reconcile payments and aging reports.
  • Track and report on overdue accounts, following escalation procedures where necessary.

Reporting & Continuous Improvement

  • Generate and analyze credit and collections reports for management review.
  • Monitor
    credit exposure vs. CRMZ credit limits
    and flag high-risk accounts.
  • Participate in process improvement initiatives across credit, billing, and collections.

To apply, you must be an expert on the following requirements:

  • 2+ years
    of experience in Credit and Collections, ideally within a
    SaaS or multinational environment.
  • Hands-on experience with
    CreditRiskMonitor, Dun & Bradstreet, or similar credit systems.
  • Knowledge of
    Salesforce, NetSuite, Stripe, and/or Zendesk
    preferred.
  • Strong understanding of credit principles, financial statement interpretation, and risk indicators (FRISK, PAYCE, DBT, FSR).
  • Excellent English communication skills (written and verbal).
  • Strong attention to detail and analytical thinking.
  • Ability to work independently during US hours and meet tight deadlines.

  • Credit Risk Analyst

    2 weeks ago

    Makati City, National Capital Region, Philippines Onelot Financing Corporation Full time

    Company: OneLot Financing CorporationLocation: Makati, PhilippinesAbout OneLot:OneLot is reimagining the used car financing industry in the Philippines. As a fast-growing startup, we empower used car dealers with accessible financial solutions and an easy-to-use digital platform that helps them succeed. Our mission is simple: to make buying and selling cars...

  • Credit and Collections Analyst

    6 days ago

    Makati City, National Capital Region, Philippines KMC Solutions Full time

    Make your next big career move by applying as KMC Solutions' next CREDIT AND COLLECTIONS ANALYSTFigma is expanding its Finance Operations team and is seeking detail-oriented Credit and Collections Analysts to support our global client base. This role will focus on credit risk evaluation and customer payment management, ensuring accurate, SOX-compliant credit...

  • Jr. Credit Analyst

    6 days ago

    Makati City, National Capital Region, Philippines ProCredit Financing Corp Full time

    About UsProCredit is a tech-enabled SME lender led by a very seasoned team with over 50 years of combined experience at Citigroup, Standard Chartered, ANZ, and ADB—deeply rooted in emerging markets and SME lending. We're on a mission to become the leading SME lender in the Philippines, using credit-first engagement, data-driven underwriting, and flexible,...

  • Credit and Risk Management Division Head

    2 weeks ago

    Makati City, National Capital Region, Philippines RCBC Leasing and Finance Corporation Full time

    MAJOR RESPONSIBILITIES:I. Customer Onboarding and Portfolio ManagementEnsure timely review and analysis of credit customers and proposed facilities by analysts.Apply the latest S&P guidelines and overlays from the parent bank in the credit risk assessment processes.Guarantee compliance with credit policies throughout the customer onboarding process and...

  • Intermediate Credit Analyst

    2 weeks ago

    Makati City, National Capital Region, Philippines Michael Page Full time

    About the RoleOur client, a global financial institution, is looking for an Intermediate Credit Analyst. This role is critical in assessing creditworthiness and supporting lending decisions for wholesale banking clients across Europe and Asia. You will work closely with international stakeholders and ensure accurate, timely credit analysis that drives risk...

  • Credit and Risk Management Division Head

    2 weeks ago

    Makati City, National Capital Region, Philippines RCBC Full time

    Job SummaryResponsible for Customer Onboarding and Portfolio Management, Managing and Reporting of Risk, Compliance and Regulation, and Due Diligence and Transaction MonitoringHow will you contribute?I. Customer Onboarding and Portfolio ManagementEnsure timely review and analysis of credit customers and proposed facilities by analysts.Apply the latest S&P...

  • cards acquisition credit strategy analyst

    3 days ago

    Makati City, National Capital Region, Philippines Metrobank Full time

    Cards Acquisition Credit Strategy AnalystJOB SUMMARY:The key responsibility is to provide Analytics and Data Science support to the Consumer Business Sector's portfolio in the area of balancing Risk-Reward to open up business growth opportunities and transformational initiativesSpecific Duties & ResponsibilitiesCoordinates with cross functional teams to...

  • Credit Analyst

    1 week ago

    Mandaluyong City, National Capital Region, Philippines Personal Full time

    Job DescriptionPrimarily responsible for the credit evaluation of the Bank's corporate risk assets across bank products (e.g., loans, LC's, Trust, Treasury, etc.)Ensures that the highest standards of credit due diligence are conducted on all Commercial/ Corporate Banking accounts with credit facilities as documented via the Executive Summary and Credit...

  • Credit Analyst

    2 weeks ago

    Makati City, National Capital Region, Philippines Private Advertiser Full time

    Evaluates credit worthiness of all credit customers using the Standard and Poor credit risk rating system as implemented by the parent bank. Exceptions are those under specific credit programs. Output shall be in the form of a credit rating memorandum following the format and data specifications of the parent bank;Validates financials and cash flow...

  • Credit Analyst

    2 weeks ago

    Makati City, National Capital Region, Philippines RCBC Full time

    Job SummaryEvaluates credit worthiness of all credit customers using the Standard and Poor credit risk rating system as implemented by the parent bank.How will you contribute?Exceptions are those under specific credit programs. Output shall be in the form of a credit rating memorandum following the format and data specifications of the parent bank'Validates...