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Credit Analyst

3 weeks ago

Quezon City, National Capital Region, Philippines EastWest Bank Full time

About the Job

Location: Quezon City

Corporate Title: Rank and File to Junior Officer

Work Arrangement: Onsite

Our team is looking for experienced professionals to join us in Quezon City in the role of Credit Analyst.

In this role, you will assess the creditworthiness of borrowers, conduct financial and risk analyses, and support lending decisions by preparing Credit Offering Memos (COMs). You will work closely with marketing teams to evaluate transactions, recommend appropriate credit structures, and ensure accurate and timely processing of credit approvals.

Your dream. Our focus.

East West Banking Corporation (EastWest) is one of the largest universal banks in the Philippines, and is committed to continuously invest in people and in process, product, and service enhancements, and embrace new ideas to enhance the EastWest experience.

We empower our employees to drive their careers and are committed to provide the runway for them to grow. We value teamwork and individual initiative. Join us and be part of a highly engaged team, and a workplace that promotes development and goal attainment.

Whether you're just starting out, or already a seasoned professional, EastWest can help you unleash your potential, and bridge the gap between dream to success.

What the role will entail

  • Conduct comprehensive financial and credit analysis of prospective and existing clients

  • Prepare and present Credit Offering Memos (COMs) to support sound credit decisions

  • Evaluate risks and recommend appropriate credit structures and terms

  • Monitor borrower performance and identify early warning indicators

  • Recommend actions on restructuring, renewals, or collections when necessary

  • Collaborate with marketing teams to ensure accurate and timely credit processing

What we're looking for

  • Bachelor's degree in Business, Management, Marketing, Commerce, Economics, Finance, Accounting, or Banking

  • At least 2 years of experience as an Account Officer or Credit Officer in commercial or corporate lending within a similar-sized or larger bank

  • Strong knowledge of credit evaluation, banking products, financial analysis, risk management, and industry research

  • Excellent analytical and problem-solving skills with keen business acumen

  • Strong written and verbal communication skills

  • Collaborative team player with solid stakeholder management skills

  • Organized, detail-oriented, and able to work effectively under pressure

What you can expect from joining our team

  • Career development and training opportunities

  • Competitive salary package and benefits

  • Performance-based incentives and recognition programs to reward high-performing individuals

  • Opportunity to work with industry experts and be mentored by them

  • Defined career progression paths to guide you in your professional growth