Head of Finance

About PalmPay

PalmPay is a leading neobank and fintech platform scaling financial inclusion across emerging markets. With over 40 million users, we are building a digital financial ecosystem that empowers individuals and businesses through accessible, easy-to-use, and rewarding financial services.

Operating in Nigeria, Ghana, Tanzania, Bangladesh, Pakistan and Philippines PalmPay has been recognised by CNBC as one of the Top 300 Global Fintech Companies and ranked #2 overall and #1 in financial services on the Financial Times' Africa's Fastest Growing Companies 2025 list.

Position Overview

PalmPay is seeking an experienced and hands-on Head of Finance to lead and scale its finance operations in the Philippines. This role is responsible for financial strategy, accounting, regulatory financial compliance, treasury, taxation, internal controls, and supporting business growth in a Bangko Sentral ng Pilipinas (BSP)–regulated fintech or digital financial services environment.

The ideal candidate will have strong leadership experience in fintech, banking, or digital payments, with deep knowledge of BSP regulations, financial reporting, and fund management.

Key ResponsibilitiesFinancial Strategy & Business Partnership

• Develop and execute financial strategies aligned with PalmPay's business objectives in the Philippines.

• Act as a strategic finance partner to the Country CEO and leadership team, providing insights on growth, profitability, and risk.

• Support new product launches (wallets, payments, lending, merchant services) through financial analysis and feasibility assessment.

Regulatory & Financial Compliance (BSP)

• Ensure full compliance with Bangko Sentral ng Pilipinas (BSP) regulations, circulars, and reporting requirements.

• Oversee submission of all statutory financial reports to BSP and other regulatory bodies.

• Lead finance-related regulatory audits, inspections, and compliance reviews.

Financial Reporting & Controls

• Oversee accounting operations and ensure accurate, timely financial reporting in accordance with IFRS/PFRS and group standards.

• Prepare monthly, quarterly, and annual financial statements and management reports.

• Establish and maintain strong internal control frameworks, policies, and SOPs.

Treasury, Cash Flow & Fund Management

• Manage treasury operations, liquidity planning, and cash flow forecasting.

• Oversee reconciliation, settlement, and fund flows with partner banks, PSPs, and payment networks.

• Ensure safeguarding of customer funds and proper segregation of operational and trust accounts where applicable.

Taxation & Statutory Compliance

• Oversee corporate income tax, VAT, withholding tax, and other statutory tax matters in compliance with Philippine regulations.

• Coordinate with external tax advisors and auditors to ensure timely filings and compliance.

• Support tax planning initiatives while maintaining regulatory integrity.

Risk Management & Governance

• Identify and manage financial, operational, and regulatory risks.

• Work closely with Compliance, Legal, Risk, and Internal Audit teams to ensure strong governance.

• Support enterprise risk management and internal audit activities.

Team Leadership & Development

• Build, lead, and develop a high-performing finance team across accounting, treasury, reporting, and tax functions.

• Set performance objectives, coach team members, and ensure operational excellence.

Required Qualifications & ExperienceEducation & Professional Qualifications

• Bachelor's degree in Accounting, Finance or related field (Master's preferred).

• Professional certifications such as CPA (Philippines), ACCA, CFA, or CMA are strongly preferred.

Experience

• 10–12+ years of progressive finance experience, with 4–5+ years in a senior management or leadership role.

• Prior experience in fintech, digital payments, e-wallets, banking, or financial services.

• Hands-on experience working within a BSP-regulated environment is highly preferred.

• Experience in multinational or cross-border financial reporting is an advantage.

Skills & Competencies

• Strong financial leadership, strategic thinking, and execution ability.

• Deep understanding of regulatory finance, treasury, and fund operations.

• Excellent communication and stakeholder management skills.

• High integrity, attention to detail, and ability to thrive in a fast-paced environment.

• Fluent in English (Filipino/Tagalog is a plus).

Compensation & Benefits

• Competitive senior-level salary

• Career growth opportunities in a fast-growing global fintech

• Exposure to regional and global finance leadership

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