Credit Risk Specialist

1 week ago

Pagadian, Zamboanga Peninsula, Philippines beBeeRisk Full time ₱3,000,000 - ₱5,000,000
Job Title: Credit Risk Specialist

We are seeking a detail-oriented and proactive credit risk specialist to join our team. The ideal candidate will be highly analytical with strong judgment, excellent communication skills, and a passion for risk evaluation and business partnership.

The role involves reviewing and assessing credit limits for existing customers on a recurring basis, analyzing payment behavior, financial data, and credit risk exposure, collaborating with internal teams to review and respond to business credit requests, recommending adjustments to credit terms in alignment with risk policies, conducting trade and bank reference checks for customer accounts, documenting credit reviews and decisions clearly and consistently, and supporting credit-related inquiries from internal and external stakeholders.

Responsibilities
  • Review and assess credit limits for existing customers on a recurring basis
  • Analyze payment behavior, financial data, and credit risk exposure
  • Collaborate with internal teams to review and respond to business credit requests
  • Recommend adjustments to credit terms in alignment with risk policies
  • Conduct trade and bank reference checks for customer accounts
  • Document credit reviews and decisions clearly and consistently
  • Support credit-related inquiries from internal and external stakeholders
Required Skills and Qualifications
  • Strong analytical and financial assessment skills
  • Experience in reviewing credit limits and payment history
  • Excellent communication skills, both written and verbal
  • Familiarity with bank and trade reference analysis
  • Ability to manage multiple priorities and meet deadlines
  • Proficiency with Excel and Google Workspace
Benefits
  • Competitive base salaries
  • PTO and sick days without a limit
Equal Opportunity Employer

We believe that our biggest asset is our people. We are proud to be an equal opportunity employer, hiring and developing individuals from diverse backgrounds and experiences to add to our collaborative culture. We treat all candidates and employees with respect and do not discriminate in our recruiting, hiring, and promoting processes based on race, color, religion, sex, age, sexual orientation, gender identity and/or expression, national origin, veteran status, or disability.

We use AI-powered tools to assist with initial application reviews as part of our hiring process. All evaluations are subject to human oversight, and your information is handled in accordance with applicable data privacy laws.

Job Details
  • Seniority level: Entry level
  • Employment type: Full-time
  • Job function: Finance and Sales
  • Industries: Transportation, Logistics, Supply Chain and Storage

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