Senior Loan Reviewer

2 weeks ago


Manila, National Capital Region, Philippines PHH Mortgage Corporation Full time

Job Description

The Senior Loan Reviewer is responsible for reviewing and analyzing mortgage loan applications to ensure compliance with internal and regulatory guidelines. They will examine all documentation for completeness and accuracy, and make independent decisions regarding acceptance and risk of loans.

Main Responsibilities

  1. Conduct thorough reviews of mortgage loan applications
  2. Verify accuracy and completeness of all documentation
  3. Make informed decisions regarding loan acceptance and risk
  4. Ensure compliance with internal and regulatory guidelines
  5. Collaborate with staff and management to resolve complex loan issues

Qualifications

  1. Bachelor's degree in Accountancy, Finance, Business Administration, or a related field
  2. At least 1 year of experience in Mortgage Underwriting with expertise in financial documentation, income calculations, asset/liability verification, and credit report review
  3. Strong understanding of risk and compliance in lending, particularly FNMA and FHLMC underwriting standards
  4. Detailed knowledge of underwriting procedures for conventional, correspondent lending, reverse mortgages, FHA, and VA government loans

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