Credit Review Associate
1 month ago
**Job Title:** Credit Review Associate
Company Overview: CEPAT KREDIT FINANCING INC. is a reputable financial institution seeking a highly skilled Credit Review Associate to join our team.
Estimated Salary: PHP 35,000 - PHP 50,000 per month based on experience and qualifications.
Key Responsibilities:
- We are looking for a detail-oriented individual who will review the completeness of loan applications, Credit Approval Memorandums (CAM), and loan documents.
- The successful candidate will validate the information reflected on loan applications, CAMs, and the authenticity of loan documents through interviews with borrowers, co-borrowers/co-makers, and character references, as well as trade checking, bank checking, agency/employment verification, and credit investigation.
- This role requires strong analytical skills to endorse reports/CAMs to Credit Review Supervisors for checking and review.
- Borrower payment history verification for previous or existing loans with other financing institutions is also an essential aspect of this job.
- The Credit Review Associate will inform concerned branches or marketing departments regarding account status and additional document requirements for borrowers.
- This role involves preparing reports on discrepancies in information/data reflected on Credit Approval Memorandums submitted by Account Officers against borrower/co-borrower/co-maker verification.
- A key responsibility is to follow up with clients having 'hold account' status to obtain lacking loan documents/requirements.
Required Skills and Qualifications:
- A bachelor's degree in any four-year business course.
- Preferably with at least six months of related experience in loan/credit review.
- Excellent customer service skills and good communication skills.
- A high sense of responsibility, accountability, and integrity.
- Proficiency in computer systems.
About Us: CEPAT KREDIT FINANCING INC. offers a dynamic work environment, competitive salary, and opportunities for career growth.
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