Business Credit Risk Specialist

4 days ago


Taguig, National Capital Region, Philippines First Circle Full time
About the Role

We are seeking a skilled Business Credit Risk Specialist to join our team at First Circle. As a key member of our risk operations department, you will play a critical role in evaluating creditworthiness and assessing the risk profile of small and medium-sized enterprises (SMEs) applying for loans.

**Key Responsibilities**
  • Evaluate financial statements, credit reports, and other relevant information to assess the creditworthiness of SME loan applicants.
  • Conduct comprehensive due diligence on borrowers to ensure compliance with regulatory requirements and company policies.
  • Collaborate with cross-functional teams to gather information and develop a comprehensive understanding of borrowers' businesses and financial positions.
  • Prepare credit assessments and recommendations for loan approvals or declines based on sound judgment and adherence to credit policies.

About Our Company

First Circle is a leading fintech company in the Philippines dedicated to building smart banking solutions for businesses. We offer SME financing and are a trusted partner of the Philippine government. With a management team comprised of ex-Morgan Stanley and ex-Bridgewater Associates executives, First Circle is focused on revolutionizing financial services in the region.

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