Credit Manager

1 day ago


Taguig, National Capital Region, Philippines Risewave Consulting Inc. Full time

On-site - Taguig 5-10 Yrs Exp Bachelor Full-time

Job DescriptionGovernment Mandated Benefits

13th Month Pay

Insurance Health & Wellness

Health Insurance, HMO

Professional Development

Professional Development

Description
  • As the middle office of the Branch's credit business, The Credit Manager is responsible for assessing credit proposals, preparing and submitting credit assessment reports, and monitoring and managing credit risk.
  • Ensure the conduct of the Branch's credit business is within the letter and requirements of Head Office and regulatory requirements.
  • Report to the Head or Deputy Head of Risk Control Department.
  • Assess the credit proposal from the front office.
  • Analyze macroeconomics, economic activity, and the creditworthiness of the Bank's Clients, analyzing relevant industry and financial conditions of borrowers, and prepare mitigating suggestions.
  • Conduct project financing assessments.
  • Prepare and submit credit assessment reports to the Credit Committee, establish and adjust limits and/or preconditions for credit deals based on the results of monitoring and analysis of the financial situation and information.
  • Review credit limits and internal ratings.
  • Regularly review the credit policy of the bank.
  • Skilled in operating credit-related systems.
  • Other work assigned by the Head or Deputy Head of Risk Control Dept.
Requirements
  • BS/MS degree in finance or economics and other related courses.
  • Minimum of 5 years of experience in corporate loan assessment and analysis in corporate banking and commercial banking sector, top 10 banks preferred.
  • Possession of professional methods of financial and economic analysis of corporate economic activities.
  • Knowledge of accounting standards IFRS.
  • Possession of ability in macroeconomic analysis and industry analysis.
  • Familiar with energy, real estate, power, mining, and infrastructure industries, capable of writing industry analysis reports and project loan assessment reports.
  • Capable of writing comprehensive and in-depth credit assessment reports.
  • Familiar with credit risk management requirements of BSP.
Working Location

24F, Industrial and Commercial Bank of China (ICBC) Manila Branch, Philippines, Metro Manila, Taguig, GF/24F The Curve

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