Credit Manager
1 day ago
On-site - Taguig 5-10 Yrs Exp Bachelor Full-time
Job DescriptionGovernment Mandated Benefits13th Month Pay
Insurance Health & WellnessHealth Insurance, HMO
Professional DevelopmentProfessional Development
Description- As the middle office of the Branch's credit business, The Credit Manager is responsible for assessing credit proposals, preparing and submitting credit assessment reports, and monitoring and managing credit risk.
- Ensure the conduct of the Branch's credit business is within the letter and requirements of Head Office and regulatory requirements.
- Report to the Head or Deputy Head of Risk Control Department.
- Assess the credit proposal from the front office.
- Analyze macroeconomics, economic activity, and the creditworthiness of the Bank's Clients, analyzing relevant industry and financial conditions of borrowers, and prepare mitigating suggestions.
- Conduct project financing assessments.
- Prepare and submit credit assessment reports to the Credit Committee, establish and adjust limits and/or preconditions for credit deals based on the results of monitoring and analysis of the financial situation and information.
- Review credit limits and internal ratings.
- Regularly review the credit policy of the bank.
- Skilled in operating credit-related systems.
- Other work assigned by the Head or Deputy Head of Risk Control Dept.
- BS/MS degree in finance or economics and other related courses.
- Minimum of 5 years of experience in corporate loan assessment and analysis in corporate banking and commercial banking sector, top 10 banks preferred.
- Possession of professional methods of financial and economic analysis of corporate economic activities.
- Knowledge of accounting standards IFRS.
- Possession of ability in macroeconomic analysis and industry analysis.
- Familiar with energy, real estate, power, mining, and infrastructure industries, capable of writing industry analysis reports and project loan assessment reports.
- Capable of writing comprehensive and in-depth credit assessment reports.
- Familiar with credit risk management requirements of BSP.
24F, Industrial and Commercial Bank of China (ICBC) Manila Branch, Philippines, Metro Manila, Taguig, GF/24F The Curve
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