Retail Credit Portfolio Analyst

2 days ago


Taguig, National Capital Region, Philippines MKIT (HONG KONG) HOLDINGS LIMITED Full time
About the Role

MKIT (HONG KONG) HOLDINGS LIMITED is seeking a skilled Retail Credit Officer to join our team. As a key member of our retail credit function, you will be responsible for evaluating and managing loan channeling partnership applications and other retail credit products.

Key Responsibilities
  1. Evaluate and manage loan channeling partnership applications and other retail credit products.
  2. Assess applicants' creditworthiness and ensure compliance with internal policies and risk management standards.
  3. Analyze customer financial profiles and make informed credit decisions.
  4. Ensure all documentary requirements are submitted during application and for yearly updating.
  5. Communicate with loan channeling partners and provide updates on application status.
  6. Monitor the performance of approved credit accounts and recommend solutions to mitigate credit risk.
  7. Ensure all credit decisions adhere to internal policies, industry regulations, and regulatory guidelines.
Requirements
  • Bachelor's degree in Finance, Accounting, Economics, or a related field.
  • Minimum of 2-3 years of experience in retail credit analysis, lending, or a related field.
  • Strong understanding of credit risk, documentary requirements, consumer lending practices, and financial statements.
  • Proficiency in using credit risk assessment tools and financial modeling.
  • Knowledge of regulatory requirements affecting consumer lending.


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