Senior Credit Portfolio Manager

2 days ago


Cagayan de Oro, Northern Mindanao, Philippines RYDE N' GO MOTORCYCLE Full time

Job Title: Senior Credit Portfolio Manager

About RYDE N' GO MOTORCYCLE:

We are a reputable motorcycle company seeking an experienced Senior Credit Portfolio Manager to join our team.

Salary Range: $80,000 - $120,000 per annum

Job Description:

We are looking for a skilled Senior Credit Portfolio Manager to oversee the entire credit management process. The successful candidate will be responsible for scrutinizing customers' accounts and levying credit charges as per the interest rate.

The ideal candidate will investigate credit standing and financial history of individuals and business establishments, process motor loan applications following the company's policies and procedures, and collect relevant information through reliable sources to determine credit worthiness of applicants.

You will notify customers of the approval and rejection of credit either via phone calls or both, undertake visits to confirm residential and business addresses, and be responsible for collecting debts from defaulters with penalty charges.

In addition, you will review credit applications and conduct background investigations, process credit applications after confirming financial status of applicants, interview individuals and business owners via phone calls and visits, verify information provided by customers for credit, and conduct investigations on the history and credit standing of loan applicants.

Responsibilities:

  • Scrutinize customers' accounts and levy credit charges as per the interest rate
  • Investigate credit standing and financial history of individuals and business establishments
  • Process motor loan applications following the company's policies and procedures
  • Collect relevant information through reliable sources to determine credit worthiness of applicants
  • Notify customers of the approval and rejection of credit either via phone calls or both
  • Undertake visits to confirm residential and business addresses
  • Collect debts from defaulters with penalty charges
  • Review credit applications and conduct background investigations
  • Process credit applications after confirming financial status of applicants
  • Interview individuals and business owners via phone calls and visits
  • Verify information provided by customers for credit
  • Conduct investigations on the history and credit standing of loan applicants

Benefits:

  • A competitive salary range of $80,000 - $120,000 per annum
  • Opportunities for career growth and professional development
  • A dynamic and supportive work environment

Requirements:

  • Minimum 3 years of experience in credit management or a related field
  • Excellent analytical and problem-solving skills
  • Strong communication and interpersonal skills
  • Able to work independently and as part of a team

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