Retail Credit Professional
7 days ago
**Role Overview**
We are seeking a skilled Retail Credit Professional to join our team at MKIT (HONG KONG) HOLDINGS LIMITED. In this role, you will be responsible for assessing the creditworthiness of retail customers and ensuring compliance with internal policies and regulations.
Main Responsibilities:
- Review and assess retail customer applications for loan channeling partnership and other consumer credit products, using credit scoring models and financial documentation.
- Analyze customer financial profiles, including credit reports, income, expenses, and other relevant data, to assess credit risk and make informed credit decisions.
- Document all required information and ensure timely submission of documents.
- Maintain effective communication with loan channeling partners and stakeholders.
- Monitor and manage credit risk exposure through portfolio performance analysis and identification of potential defaults.
Requirements:*
- Bachelor's degree in Finance, Accounting, Economics, or a related field.
- Minimum of 2-3 years of experience in retail credit analysis, lending, or a related field.
- Strong analytical and decision-making skills, with the ability to balance customer needs with business risk.
- Excellent communication and interpersonal skills, with the ability to work effectively with cross-functional teams.
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