Chief Mortgage Loan Specialist

3 days ago


Mabalacat, Central Luzon, Philippines beBeeUnderwriter Full time $60,000 - $80,000
Senior Mortgage Underwriter Role

Mortgage underwriters play a pivotal part in ensuring mortgage loans adhere to standards, regulations and investor requirements. To excel in this position, a deep understanding of the mortgage process, risk management, and relevant industry guidelines is essential.

Key Responsibilities:
  • Loan Accuracy & Validation
    • Review and validate all loan components to ensure accuracy and completeness, including borrower documentation, financial data, and property appraisals.
    • Conduct thorough calculations and validations to guarantee the integrity of the loan package.
  • Credit Risk Mitigation
    • Identify and resolve credit issues to minimize risks and ensure regulatory compliance.
    • Deliver loans without errors, apart from permissible deviations, to maintain investor trust and confidence.
  • Quality Assurance & Process Improvement
    • Conduct quality checks on completed loan packages to uphold high standards of accuracy.
    • Stay updated on industry guidelines, investor requirements, and regulatory changes to maintain best practices.
Requirements
  • A minimum of 5 years of meaningful experience in mortgage underwriting (conventional, FHA/VA, non-QM) for US consumers.
  • Experience and familiarity with TRID guidelines, agency, and investor guidelines (Fannie/Freddie/HUD/VA).
  • Understanding of the mortgage life cycle from start to finish preferred.
  • Excellent communication, collaboration, and problem-solving skills.
  • Proficiency, speed, and accuracy in written communication.
  • Fluency, clarity, and good diction in English.
  • Strong analytical, organizational, and time-management abilities.
  • Proficiency in MS Excel/Google Sheets.
  • Detail-oriented mindset; accuracy matters in financial services.
  • Bachelor's Degree in marketing, finance, economics, or related fields.


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