Head of Commercial Banking Solutions

4 days ago


Makati City, National Capital Region, Philippines Metrobank Full time
Job Overview

Metrobank is seeking a highly skilled and experienced professional to lead its Commercial Deposit Products Department. As the Head of Commercial Banking Solutions, you will be responsible for driving business growth while ensuring operational efficiency.

The ideal candidate will have a strong background in banking products and services, with excellent leadership skills and the ability to work effectively with cross-functional teams.

Key Responsibilities
  • Business Development: Align product/business plans with the bank's overall objective and vision, overseeing and approving plans covering market segmentation, product positioning, competitive analysis, sales strategy, pricing strategy, and product enhancement to ensure business growth.
  • Operational Efficiency: Review and approve commercial deposit product manuals, proposed changes in commercial deposit products, and process changes related to the product/customer segment, monitoring commercial deposit product performance and P&L, collaborating with internal and/or cross-functional partner units to deliver overall business objectives and requirements of commercial deposit products.
  • Risk Awareness and Management: Assess risks on commercial deposit products, ensuring that products have necessary controls in place to avoid incidences of AMLA, risk, internal and external fraud, and data privacy, understanding regulatory requirements and compliance standards, and applying accordingly to commercial deposit products.
  • People Management: Provide leadership and guidance to Product Manager (PM), fostering a culture of innovation, collaboration, and excellence, defining Key Results Area (KRA) for PM, and preparing annual budget for the department.
Requirements
  • Graduate of any business course.
  • At least 5 years of work experience in Banking Products and Services, Basic Banking Operations, Market Trends, and competitor scan.
  • Understands market research, statistics, and analysis.
  • Knowledge of development principles.
  • Good understanding of risk, compliance, and regulatory requirements.
  • Ability to work with cross-functional teams and under pressure of deadlines.
  • Good communication skills.
  • Emotional and social intelligence.
  • Good leadership skills.


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