SME Credit Assessment Director

6 days ago


Taguig, National Capital Region, Philippines RCBC Full time

Job Summary

The Credit Risk Review Lead is responsible for managing our credit review system to ensure accuracy and timeliness in evaluating credit proposals. This involves analyzing financial statements, assessing creditworthiness, and developing risk assessments to inform lending decisions.

Your Key Responsibilities

  1. Evaluate loan portfolios to identify potential risks and opportunities.
  2. Develop and implement effective credit risk management strategies.
  3. Collaborate with cross-functional teams to ensure seamless credit application processing.
  4. Analyze cash flow projections and sensitivity analysis to inform lending decisions.
  5. Screen credit applications for committee-level approval, ensuring compliance with policies and regulatory requirements.
  6. Lead department performance through strategic decision-making and issue resolution.

Qualifications

  • Bachelor's Degree in Economics, Accounting, Management, or Business Administration.
  • At least 3 years of experience in credit review or related roles, preferably in a supervisory capacity.
  • Strong analytical and problem-solving skills, with excellent leadership and communication abilities.

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