Credit Risk Review Lead
6 days ago
Role Description
The SME Credit Assessment Director is responsible for overseeing the credit review process, ensuring that all credit applications meet our bank's stringent risk management standards. This involves evaluating financial statements, assessing creditworthiness, and developing risk assessments to inform lending decisions.
Your Key Accountabilities
- Evaluate and assess credit proposals to determine their feasibility.
- Develop and implement credit risk management strategies to mitigate potential losses.
- Collaborate with internal stakeholders to ensure seamless credit application processing.
- Analyze cash flow projections and sensitivity analysis to inform lending decisions.
- Screen credit applications for committee-level approval, ensuring compliance with regulatory requirements.
- Lead department performance through effective decision-making and issue resolution.
Required Skills
- Bachelor's Degree in Economics, Accounting, Management, or Business Administration.
- At least 3 years of experience in credit review or related roles, preferably in a supervisory capacity.
- Strong analytical and problem-solving skills, with excellent leadership and communication abilities.
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