Corporate Credit Risk Specialist

5 days ago


Manila, National Capital Region, Philippines PJ Lhuillier Group of Companies Full time
Job Description:

This position is primarily responsible for determining the creditworthiness of bank clients applying for loans.

The role involves loan analysis, preparation of credit analysis, and credit risk rating on loans to be presented to the Credit Committee and/or Board of Directors.

Key Responsibilities:
  • Renders sound credit recommendations in accordance with bank and regulatory standards.
  • Conducts comprehensive analysis of financial statements to assess credit proposals and annual due diligence of existing accounts.
  • Ensures that all credit files are complete and identifies any documentation deficiencies.
  • Reviews loan files to ensure quality, consistency, and compliance with lending guidelines.
Qualifications:
  • Graduate of any four-year course
  • Must have at least (2) two years experience in credit or financial statement analysis of corporate or SME accounts from banks or financial institutions.
  • Knowledge on credit evaluation and analysis, bank operations, BSP rules and regulations is required in this position.


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