Corporate Credit Officer
4 weeks ago
About the Job
- Location: Metro Manila
- Corporate Title: AM-M
- Work Arrangement: Hybrid
Our Corporate Banking team is looking for an experienced and detail-oriented professional to join us in Metro Manila / Luzon as a Credit Analyst and Review Officer (CARE).
As a CARE Officer, you will be responsible for assessing the creditworthiness of borrowers and supporting lending decisions by conducting in-depth financial and risk analysis. You will work closely with your assigned marketing teams, providing end-to-end support in preparing Credit Offering Memos (COM) and evaluating various credit transactions including line extensions, excess availments, renewals, and earmarks.
What the role will entail
- Conduct financial and credit analysis of prospective and existing clients
- Prepare and present Credit Offering Memos (COMs) to support credit decisions
- Evaluate risks and recommend appropriate credit structures and terms
- Monitor borrower performance and identify early warning signals
- Recommend actions on restructuring, renewals, or collections as needed
- Collaborate with marketing teams to ensure timely and accurate credit processing
What we're looking for
- College graduate, preferably with a degree in Business, Management, Marketing, Commerce, Economics, Finance, Accounting, or Banking
- Preferably 2 years of experience as an Account Officer or Credit Officer in commercial and/or corporate lending, with a similar-sized or larger bank
- Strong knowledge of credit evaluation, banking products, data analysis, financial monitoring and reporting, research, and risk management
- Analytical and understands critical business and industry information that influences credit decisions
- Articulate and proficient in both oral and written English
- A good team player who can coordinate effectively with internal units
- Strong time management skills and able to work under pressure to meet client requirements
What you can expect from joining our team
- Career development and training opportunities
- Competitive salary package and benefits
- Performance-based incentives and recognition programs to reward high-performing individuals
- Opportunity to work with industry experts and be mentored by them
- Defined career progression paths to guide you in your professional growth
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